I'm 20, a dual student in the public sector and started investing at the beginning of December with 45k - perhaps a bit of bad timing, but the money is finally in the market. The largest positions are currently in the MSCI World ($IWDA (+0 %) ), an AI & Big Data ETF ($XAIX (+0,22 %) ) and my bling-bling gold position ($IGLN (+0,5 %) ), because a little sparkle in the portfolio never hurts. Every month, €175 goes into the MSCI World and €75 into XAIX - a solid savings plan.

In addition, I have built up a ~€1,200 position in the Nasdaq100 ETF ($CSNDX (+0,24 %) ) to capture the tech sector.

The savings plans from the screenshot are still running: Bitcoin $BTC (+0,32 %) (€ 15 per week), MicroStrategy $MSTR (-1,67 %) (€5 per week), Nasdaq 100 (€70 per month), D-Wave Quantum $QBTS (+3,01 %) (€ 10 per month), MSCI China (€ 5 per month) and Video Gaming & Esports (€ 5 per month). Incidentally, the small €5-10 savings plans are my kind of gambling - a little gambling is a must.

On top of that, my mom runs another Nasdaq 100 savings plan with €80 per month. This means that a total of €500 flows into my savings plans every month.

Edit: I want to increase my $BTC (+0,32 %) position significantly in the medium to long term, apart from the savings plan. I want my crypto share to be at least as large as my gold share.

Oh yes, and because it can't be wild enough: I still hold a Palantir long bill and - now it's getting exotic - a bill on orange juice concentrate ($DE000SB3T5A9 ). Well.

The portfolio is in place, the savings plans are running - now it's time to wait and see where the journey takes us. Gold is shining, tech is growing, orange juice... let's see whether the market will be freshly squeezed or sour.

I wish you all another bullish 2025!