There are risks associated with Lemonade, but there are many incredibly strong arguments for this company to succeed going forward; I’m a firm believer that it is offering a product that (from a consumer standpoint) in in a league of its own 🔥

The only risk, and it’s a big one, is that their AI isn’t as good as it needs to be - this will only be known in 5+ years, but I am happy with the figures I’m currently seeing in terms of gross loss ratios, given where the company is in its journey 🍋