It's great that you're thinking about this. I can only recommend that you keep a great distance from such complicated, ill-conceived and pointlessly expensive financial constructs. Why an active water fund, why a mining fund? The only ones who earn money are insurance companies and fund managers. A single All World ETF e.g. a $VWCE is completely sufficient in this case and the performance is in all probability much better in the long run! No investment advice.
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@Ironman2022 Yes, unfortunately, one becomes smarter only in hindsight. I have also noticed that my choices are far too expensive and in contrast to the costs bring far too little return. Is there a broker which offers Kinderdepot's? I find there unfortunately only Robo-Advisor, which, as you know, invest your money yourself.
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Good question, I have no experience myself. Possibly flatex...
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