@Tobi_Calminvest right, TER is lower but does that matter if the $XMEU is free of charge, at least for me, or does that have nothing to do with it? Thanks for your answer
@niemalsinsolvent ah sorry, I missed your last sentence about your special conditions. Then of course $XMEU is better for you! Brilliant that you are starting to invest so seriously and thoughtfully so early on!
@Tobi_Calminvest "Can be saved free of charge" only means that there is no order fee for the execution of the savings plan. TER depends on the product, unfortunately nobody will tell you erlassen🤷🏼♂️.
@PassiveInvest Yes, D.B. states that this product costs no commission / third party contribution / front-end load up to €250 per month and that all costs incurred are "canceled" directly with the securities order.
@niemalsinsolvent confirms my assumption. Since the stated TER is an ongoing cost that is not related to the purchase, you will unfortunately not receive a waiver. So take a look at the TER before setting up the savings plan😉.
