Hello all,
I started to deal with the stock market at the end of 2022 and finally invested since January 23, briefly a few facts about me:
- Early 20s
- Student
- Monthly savings amount at about 500-600 €, hopefully in the future even higher :)
My goal is the long-term asset accumulation, to be able to retire a few years earlier, or if it should not be enough in any case to have a carefree pension.
My strategy:
I am using a Core Satelite strategy, which is a bit strange; I am using a S&P 500 as a core and a technology ETF as a satellite. I am convinced that the USA will remain the No. 1 innovation leader in the future and therefore I would like to have a focus. The $XDWT (+0,27 %) I have in my portfolio, as I believe that the technology sector will continue to generate excess returns in the future.
In the long term, I can imagine a shift into an all-world such as the $VWRL (+0,18 %) but I hope that my current allocation will allow me to outperform the market for at least the next 10 years.
I would love to hear your thoughts on my strategy and ideas.