Do you then reinvest the dividends with a separate savings plan on the respective share?
So create one, then delete it again?

I also have my custody account with ING and have been satisfied so far. I only have savings plans on three different ETFs. I only buy individual shares sporadically and rarely.
This is because I don't have the time to look at individual stocks in detail in my private life. I buy classics like "McD, Pepsi, P&G,..." from time to time when there are minor price fluctuations. But it's negligible.

My goal is to have more than 70% of the portfolio in ETFs, 30% in individual stocks.

I invest dividends received in the ETF via a savings plan. I usually create a savings plan without further ado, have it executed and then delete it again. Currently, the amount of the plan is set so that the monthly dividends are higher than the savings amount, so it remains in place at the moment.
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@MoneyISnotREAL I have a savings plan for almost all positions. The dividends are part of the monthly savings installment. The savings plans are then gradually increased as the dividends increase.
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@AlterMann Yes, I see. Are your dividends distributed relatively evenly over the year or are you saying to yourself:

(as a net calculation)
I receive € 3600 dividend per year = € 300 / month.

This means that in addition to my own investment, I have increased the savings plan amount by +€300.

This means that in strong dividend months, the capital is not invested for some time until, for example, the "buffer" is used in a weak dividend month.

That's where I'm struggling at the moment. I always make the savings plan from dividends for the ETF so that I invest to my own "target amount" in the clearing account. 😅
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@MoneyISnotREAL There is less in the first month of the quarter than in the second and more in the third month than in the second. In addition, the dividends from German equities in May/June.

That's why I always leave some room for maneuver, especially as dividends also fluctuate due to exchange rates.
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@AlterMann Exactly, that's how I've set it now.

Ø monthly dividends (net) and then set the savings plan to the ETF (for which I take the dividends) with a little buffer.

Whether €12.50 is not invested in the end and just sits around with some interest is then a minor matter 😅

But I think it's interesting to talk about it and thank you for your input!
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