Imagen de perfil
1Semana
Investing is deferred consumption.
Your later self will thank you for doing without today. 👍
36
Imagen de perfil
@Epi Nevertheless, you should live in today's world and treat yourself to something. Saving and doing without everything is nothing.
What's the point if you're free in old age, but your body might be going downhill, perhaps even at 60?

So it should be a good mix of saving, but also living and treating yourself to something
11
Imagen de perfil
@Epi I also expect a continuous increase in wages over the next few years. This is especially true if the additional income is distributed equally and the standard of living does not rise excessively.
1
Imagen de perfil
@Pirat123 I also agree with you, I benefit from the fact that I will see a reasonable increase in my annual income over the next few years and can therefore better balance the two.
In addition, I'm not completely giving up what I can do with friends and loved ones, which gives me a lot.
I think it depends on the situation :)
Imagen de perfil
@superheroman Not everyone can claim an increase in salary, and yet the costs are constantly rising...just not the salary. So you can count yourself lucky
1
Imagen de perfil
@Pirat123 That's right, I'm still relatively young, under 30 and only completed my last apprenticeship a year ago. I've also already completed an apprenticeship and have several years of work experience. Fortunately, this gives me something of a boost.
1
Imagen de perfil
@superheroman How often do you think your salary will increase significantly? Or are you planning to change employer every 2-3 years?
Imagen de perfil
@Johann_van_der_Smut My salary has the potential to increase significantly for about 6-8 years until the increases come close to an inflation adjustment. This without changing companies every 2-3 years, which could only speed up the process. From a certain point in time, I think the salary will level off around a median between position and professional experience.
Imagen de perfil
@superheroman May I ask what activity and industry this is?
Imagen de perfil
@Johann_van_der_Smut it / data engineering. Activities changeable, specializations possible/necessary, dynamic fast-paced environment, all-rounder indispensable. Project staff, mandate management, project manager etc. possible and more. I find it extremely exciting and varied.
Imagen de perfil
@superheroman yo, I'm in IT myself 😉
1