Krasse Sparrate?!!
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11
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6Lun
@FlorianoPerlini Since my subscription fee is at least 20CHF, I pay in every 4 months, so I "only" pay 0.5%. With 8000 I would still have a fee of 0.25%, which would be the best. But I'd like to pay in regularly, so I'm happy to accept the extra fee. My savings rate is currently 30%, a third of which goes into the 3rd pillar (in Germany they say Riester pension), as this gives me tax savings of around CHF 2000, which is an incredible, guaranteed return. And 99% of the 3rd pillar is invested in equities and 1% in cash.
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