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I haven't looked into it yet, is it better to leave it at TR and just get the 3.75 percent?
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@Steve91 With TR you only get the interest if you accept the TR IBAN. I don't do that. I have been using this ETF for many months and no longer have to worry about where I can get the best overnight interest rates. The basis for the interest rate is the €STR.
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@Playrio Exactly. And you save yourself the "overnight money hopping" 🙈
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@Playrio Why do you have a problem with the TR IBAN? Works 1a for me
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@Johann_van_der_Smut It's purely a personal feeling. I have the account with DB at TR and feel quite comfortable with it. But there's certainly nothing wrong with the TR IBAN. As I said, I don't need the interest with TR as I have my cash in the money market ETF. I think that's a great alternative.
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@Playrio it is too. But you won't get 3.75% afaik.
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@Johann_van_der_Smut After deducting the TER, it is currently 3.69. I can live with that.
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€STR + 8.5 basis points
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@Steve91 I also took a two-pronged approach here for a while, but recently sold the money market ETF as it makes no difference