Puestos
35Dear friends
After careful consideration, I have decided to throw out golgende in my portfolio reduction:
I see little growth in these stocks...and they are one of my smallest positions
with the freed up cash I would $PRY (-0,04 %) and $ATCO B (+0,58 %) buy
what do you think or would you kick out other stocks?
mfg
My $CDI (-1,61 %) position in $ZTS (-0,32 %) has been reallocated. I see significantly more growth potential and dividend growth here.
Today, after a long period of consideration, I have decided to part with $CDI (-1,61 %) ... I have learned that it can also make sense to realize losses.
I now want to invest the money in shares that are better suited to my dividend growth strategy and show more growth. I am thinking of companies like $V (-0,51 %)
$ZTS (-0,32 %)
$NOVO B (+1,03 %)
$6383 (-3,12 %)
$VST (-0,84 %)
$VRT (-1,15 %)
Please share your opinion!
🖥️ Field report
Inspired by the many great members on getquin and their super contributions, I wanted to share my experiences with you with this small series of reports and give something back to the community.
I was able to increase my income enormously due to a job change, but this also means that I don't expect such an increase in my income this year.
I was able to reduce my expenses significantly compared to the previous year. Unfortunately, as I had built up credit card debt, paying it off increased my financial burden.
Fortunately, I was able to get out of this situation within a few months by being disciplined and learning how to organize my finances.
The 50-30-20 rule was a particular help to me. I also opened a smart account with C24Bank, which allows me to create sub-accounts. The sub-accounts enable me to organize different pots of money for different purposes and use them with different cards. I have set automatic saving rules via the app, which has worked very well so far.
I also use the app to track and analyze my spending and income.
My portfolio was doing very well at the beginning of the year, but then unfortunately the correction started and from February to March my portfolio was only in the red. I didn't let this put me off and kept my savings plans running continuously.
There was one change to my ETF core from February onwards: I no longer have the STOXX Europe 600 in my savings plan, but now have the MSCI Momentum and the MSCI EM Value. With Momentum, I want to focus primarily on long-term trends and not actively on certain ETF themes that may only experience a brief hype.
With EM Value, I wanted to weight EM somewhat higher, taking the value factor into account.
I have also made some additional purchases to further advance my dividend growth strategy. Assuming that the stocks I had chosen could not fall any further, I bought them and was then particularly successful with $UNH (-0,07 %) and $TSM (-0,91 %) were proved wrong.
To my delight $RSG (-0,55 %) , $V (-0,51 %) and $DE (-0,46 %) held up very well despite the correction.
Before I got serious about finance and building wealth, I traded a lot in collectibles and currently have a mid to high 4 figure amount of collectibles in my inventory.
In the long term I would like to part with my collection as I have changed my mind and believe that investing so much money in old video game consoles, rated video games and Pokémon cards was not a good financial decision.
👨💻 Finances
🟢 Income YoY: +13.40%
🔴 Expenses YoY: -29.04%
💰 Monthly savings rate: €800
🏦 Portfolio
📊 Allocation:
📄 73% ETF
📄 24% equities
🟠 03% Bitcoin
🏎️ Performance:
📈 01/2025: +5,90 %
📉 02/2025: -1,85 %
📉 03/2025: -7,45 %
📉 YTD 2025: -3.65 %
📉 TTWROR 2025: -2.91%
🔥 Top performer - YTD:
🥇 $RSG (-0,55 %) +15,81%
🥈 $V (-0,51 %) +6,69%
🥉 $DE (-0,46 %) +6,58%
🤡 Top Loser - YTD:
🥇 $TSM (-0,91 %) -19,13%
🥈 $ASML (-0,57 %) -10,71%
🥉 $IS3R (-0,81 %) -6,37%
💹 Transactions:
🔄 03/2025: $ISAC (-0,5 %) x5,55
🔄 03/2025: $IS3R (-0,81 %) x2,80
🔄 03/2025: $5MVL (-0,79 %) x1,83
➡️ 03/2025: $TSM (-0,91 %) x1,726
➡️ 03/2025: $ZTS (-0,32 %) x2,093
➡️ 03/2025: $UNH (-0,07 %) x0,796
💶 03/2025: Interest +€25.29
💸 03/2025: $V (-0,51 %) +1,05€
💸 03/2025: $ZTS (-0,32 %) +2,28€
💸 03/2025: $UNH (-0,07 %) +1,97€
🔄 02/2025: $ISAC (-0,5 %) x6,8
🔄 02/2025: $MEUD (-0,23 %) x0,50
⬅️ 02/2025: $BRK.B (-0,78 %) +51,29€
⬅️ 02/2025: $PG (-0,24 %) +543,98€
💶 02/2025: Interest +€25.20
💸 02/2025: $DE (-0,46 %) +4,06€
💸 02/2025: $ASML (-0,57 %) +2,68€
💸 02/2025: $COST (-0,44 %) +0,03€
💸 02/2025: $PG (-0,24 %) +2,83€
🔄 01/2025: $ISAC (-0,5 %) x5,75
🔄 01/2025: $MEUD (-0,23 %) x0,53
➡️ 01/2025: $UNH (-0,07 %) x1
➡️ 01/2025: $TSM (-0,91 %) x2
➡️ 01/2025: $BTC (-0,22 %) x0,00111
💶 01/2025: Interest +€18.79
💸 01/2025: $RSG (-0,55 %) +1,16€
💸 01/2025: $SYK (-0,35 %) +0,84€
🏦 Other investments
🎰 Collectibles:
⬅️ Pokémon Black Edition 2 sealed
⬅️ Pokémon Shining Pearl & Shining Diamond sealed
🔮 Outlook
I don't expect my income to increase in the coming quarter, but I do expect my expenses to continue to develop positively, as the savings potential of the changed insurance and electricity tariffs will make itself felt over the course of the year.
The savings plans will definitely continue as before.
If the correction on the stock market continues, I will increase further positions.
I will also continue to significantly reduce my holdings of collectibles and reallocate the freed-up capital to my portfolio.
🧰 I use these tools:
🔧 Tracking investments: Getquin
🔧 Company analysis: Share finder
🔧 Chart analysis: TradingView
📢 Recommendations:
👉 Current account: C24Bank - https://s.c24.de/t1NQ7ikwwc/
Broker: Trade Republic - https://refnocode.trade.re/hfxr6pwh
#️⃣ Hashtags:
Zoetis Inc. $ZTS (-0,32 %) reported first quarter EPS of $1.48, $0.07 higher than the analyst estimate of $1.41.
Revenue for the quarter totaled $2.22B, compared to the average estimate of $2.2B.
Forecast:
Zoetis Inc expects fiscal 2025 EPS of $6.20-$6.30. Analysts had expected an average of $6.06.
Zoetis Inc estimates revenue of $9.43B-$9.58B for the fiscal year 2025. Experts had expected an average of $9.33B.
+ 3
To give me a better overview, I have looked up the publication dates of all the quarterly figures of the companies in which I am invested.
Of course I don't want to withhold this from you:
May 2025
July 2025
August 2025
October 2025
November 2025
January 2026
February 2026
March 2026
April 2026
Ps: Does anyone have the dates of the quarterly figures for $SHEL (+1,19 %) ? Unfortunately I can't find them online.
After making my first small investments of a few hundred euros in the stock market in February '25, I added a larger amount in the course of April. It also took some time to develop an investment strategy; where do I want to invest? What risk do I want to take? Accumulating or distributing? ETFs and/or individual shares? If so, which ones and why? Are there specific countries and/or sectors I would like to focus on?
Only at the end of last week were all the answers to these questions clear: a long-term investment horizon of just over 35 years with relatively low risk. A healthy ETF/share mix of 60/40. Distributing portfolio with high-yield and high-growth positions and with a relative focus on the USA and Europe.
I have a good feeling that I am happy with my strategy in the long term and finally no longer have to constantly turn the entire portfolio inside out.
My ETFs and individual stocks are $HMWO (-0,6 %)
$TDIV (-0,31 %)
$DGSD (-0,04 %)
$MAIN (-0,56 %)
$NOVO B (+1,03 %)
$PGR (-0,72 %)
$PSA (-0,55 %)
$UKW (+1,84 %)
$APH (-0,74 %)
$DHL (-0,43 %)
$HSBA (-0,97 %)
$MUX (-0,59 %)
$NEE (-1,04 %)
$ZTS (-0,32 %)
$AFL (-0,78 %)
$O (-0,33 %)
$SHEL (+1,19 %)
$VID (+0,67 %)
$RACE (-1,31 %)
$PLD (-0,38 %)
$OMV (+1,32 %)
$PAL (-1 %)
$RIO (-2,13 %) and last but not least $VOW (-1,04 %)
#dividende
#dividends
#etfs
#growth
#personalstrategy
#portfoliofeedback
Good evening everyone,
Here are my favorites for the health sector.
Novo Nordisk $NOVO B (+1,03 %)
Stryker $SYK (-0,35 %)
Intuitive Surgical (P/E ratio 70, P/B ratio 19 🤑) $ISRG (-1,26 %)
Astra Zeneca $AZN (+1,36 %)
Zoetis $ZTS (-0,32 %)
Idexx Lab. $IDXX (-0,59 %)
Amgen (profit margin declining) $AMGN (-0,37 %)
I would be interested to know what your favorites are for a long-term investment?
I would like to use the current "black time" to structure my portfolio better and diversify it more. So far, I have overweighted some sectors rather arbitrarily, while others are completely absent. 😅
In order to achieve a more sound, sectoral diversification, I have looked at two things:
1. the long-term performance of the sectors in the S&P 500
2. the maximum drawdowns of these sectors over different time periods
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The following table shows the average annual returns of the S&P 500 sectors over 10, 20, 30 and 40 years.
It is striking: Some sectors have performed significantly better than others over longer periods of time. Particularly noteworthy are
- Information technology
- Healthcare
- Consumer staples (cyclical consumption)
These sectors achieved long-term average annual returns of over 10% p.a.
By contrast, the following sectors performed less convincingly:
- Energy
- Materials (basic materials)
- Real estate
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Unfortunately, historical drawdown data by sector is limited and not uniformly available. Nevertheless, a clear trend can be identified: The available data shows that defensive sectors tend to have lower drawdowns, while cyclical sectors are more prone to larger declines. So it looks like sectors such as consumer discretionary and healthcare tend to have lower maximum drawdowns, while sectors such as financials and energy have had the sharpest declines.
In the next step, I looked at the current (2024) market weighting of the sectors in the S&P 500, i.e. a market capitalization-weighted allocation as a passive ETF would reflect it:
Information Technology 28%
Healthcare 13 %
Financial services 12 %
Consumer Discretionary 10%
Communication services 8 %
Industry 8 %
Consumer staples 6 %
Energy 4 %
Utilities 3 %
Materials 2.5 %
Real estate 2.5 %
This is the first time I realize how much you have to overweight or underweight a sector in order to have the greatest probability of hypothetically beating the market in a fictitious, ideal scenario by means of sectoral overweighting and underweighting.
For example, only a weighting of well over 28% in information technology would have led to a possible outperformance.
Conversely, only a complete abandonment of the real estate sector could have made a positive contribution. (in retrospect)
Of course, this is a gross oversimplification, as each sector consists of a large number of companies of very different quality. Nevertheless, valuable insights for the strategic portfolio orientation can be derived from this.
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But now I'm at a crossroads.
Option A
I analyze current valuation ratios such as P/E ratios, Shiller P/E ratios or earnings growth per sector and decide on this basis which sectors appear most attractive for the future, i.e. an active, forward-looking approach.
Option B (my favorite):
I take my cue from long-term, historical average returns and risks and use them as a guide for strategic allocation - in other words, a more rule-based approach with a rational derivation.
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My sectoral target portfolio, based on risk-return profile and personal preference, could look like this:
Let's start from the back, the weakest sectors such as energy, real estate, utilities and basic materials have proven to be underperforming and often volatile over the long term. In total, I would therefore like to limit these to a maximum of 10% of my portfolio.
Industry 8 %
Financial services with 9 %
Communication services 10 %
Consumer staples with 13 %,
Healthcare 15 %
Consumer staples 15%
Information technology 20 %
The above weighting aims to create a portfolio that is both growth-oriented and risk-optimized in the long term.
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Conclusion 🤓
With this train of thought, I am pursuing a systematic and long-term approach that takes both opportunities and risks into account. The aim is to create a portfolio that remains stable and profitable in different market phases. Of course, it will not always be easy to implement these weightings perfectly in practice, but this strategy provides a clear direction as a basis.
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Sources 🤯
JP Morgan Asset Management - Guide to the Markets
www.vanguard.com Principles for Investing Success
$TGT (+0,23 %) 3x at 99€
Another 7x will follow if we reach the 95€.
$VST (-0,84 %) 5x at 105€
another 5 will follow if we reach €97.
$ZTS (-0,32 %) 5x at 148€
In order to cover the animal sector properly, I have $ZTS (-0,32 %) into my growth portfolio🐈🐕
Principales creadores de la semana
