Hello Community,
As previously announced, I would like to give you a brief overview of the current changes in my portfolio today.
I keep my securities account with ING-DiBa.
There are fees for savings plans on individual shares in the amount of 1,75 % of the savings amount, while ETF savings plans are free of charge.
I also use an overnight deposit account, which unfortunately currently only pays 1,25 % interest.
Individual orders in direct trading are charged at 4.90 euros plus 0.25 percent of the investment amount if they are not part of a savings plan.
Sales in the last few weeks:
-ADM $ADM (+0,2 %)
-Medical Properties $MPW (+3,04 %)
-Virgin Galactic $SPCE (-0,46 %)
- Alphawave $AWE (+1,16 %)
Purchases this week:
-Rheinmetall (first purchase) $RHM (+0,11 %)
-NU Holding (subsequent purchase) $NU (+3,93 %)
My strategy for 2025:
In a nutshell:
Everything as always with me - savings plans and targeted individual purchases when the price and available cash are right.
This strategy has proven itself over the years and will remain my approach in 2025.
I have planned another sale when the share price is right and would like to buy DHL Group
$DHL (+3,97 %) from the portfolio and invest the cash in Rheinmetall position.
Current savings plans (monthly):
-225 € ~ FTSE All World $VWCE (+1,84 %)
-100 € ~ Tesla $TSLA (+6,12 %)
-50 € ~ Microsoft $MSFT (+2,46 %)
-50 € ~ Alphabet $GOOGL (+2,21 %)
-50 € ~ Palantir $PLTR (+3,13 %)
-25 € ~ Merck & Co. $MRK (+0,83 %)
-25 € ~ Walmart $WMT (+0,9 %)
-25 € ~ Allianz $ALV (+1,69 %)
-25 € ~ RTX $RTX (-0,54 %)
-25 € ~ Home Depot $HD (+2,75 %)
-25 € ~ Apple $AAPL (+1,74 %)
-25 € ~ Intel $INTC (+0,24 %)
-25 € ~ Coca Cola $KO (+0,22 %)
-25 € ~ McDonald's $MCD (+0,27 %)
-25 € ~ Rheinmetall $RHM (+0,11 %)
Current allocation by asset class in the portfolio:
-94,33 % Equities
-3,62 % Crypto
-2,05 % Gold
🔖 My approach to savings plans:
When I add a share to my savings plan, I always start with a basic investment (between €2,000 and €2,500) before I start with regular savings amounts.
I make sure that the share price is attractive at the time of entry - ideally I use a short-term dip.
Dividends received are always reinvested immediately, either through savings plans or targeted purchases.
Note on REITs (Realty Income and STAG):
Unfortunately, ING-DiBa does not offer monthly savings for REITs.
I therefore invest the dividends directly in my Allworld savings plan instead.
My position in Realty Income
$O (+0,59 %) and STAG
$STAG (+1,7 %) this year through individual purchases.
Watchlist with planned purchases:
-Euwax Gold 2 (additional purchase) $EWG2 (+1,65 %)
-Palantir (additional buy) $PLTR (+3,13 %)
-Nvidia (additional purchase) $NVDA (+2,77 %)
-Reliance Industries (initial purchase) $RIGD (+1,08 %)
-Aerovironment (initial purchase) $AVAV (+2,39 %)
I hope you enjoyed this little insight into my portfolio.
I don't actually do that much, as I simply save my positions on a monthly basis and make targeted individual purchases.
P.S. I discover impressive portfolios on Getquin every day and keep coming across stocks that I am not yet familiar with.
The articles on various topics are also simply great.
Many thanks to the fantastic community and the daily "education"! 🫶
Best regards,
Michael
