Newmont Mining

+++ How much gold makes sense in a portfolio? +++

Hello everyone,

At the beginning of 2024, I started to include gold in my portfolio and opted for EUWAX Gold II
$EWG2 (+2,92 %) in the process.

The diversification was particularly important to me in order to make myself less dependent on fluctuations in the stock market and global political events and to ensure long-term value retention.

For me, this is a sensible building block in any portfolio.

For me, diversification now also includes cryptocurrencies such as Bitcoin
$BTC (+0,07 %) and Ethereum
$ETH (-1,52 %)which have also made a significant contribution to increasing my portfolio.

Since the beginning of the year gold an impressive increase in value of almost 30 % achieved.

For me, gold and cryptocurrencies remain a long-term investment.

Current gold-all-time highs:

-In Euro: € 2,567.11

-in US dollars: $2,787.54

(Reached on 30.10.2024 -closing prices)

Diversification ⚙️

This always raises the question for me:

How much gold in a portfolio actually makes sense?

There are different strategies for this, which depend heavily on the individual investment strategy, risk appetite and market conditions.

Many experts, investment banks and investment advisors recommend a gold share of around 5-10 % of the portfolio.

Strategies for the ideal gold weighting in the portfolio

1. classic diversification (5-10%)

One allocation of 5-10 % in gold is considered a proven approach to diversify a portfolio.

(Allocation refers to the strategic distribution of assets across asset classes).

-Protection against systematic risks:

Gold often moves in the opposite direction to equities and bonds. In times of crisis, gold remains stable or increases in value.

-Limited opportunity costs:

A moderate proportion of gold hardly affects the growth potential of the portfolio, as the majority is invested in higher-yielding asset classes such as equities or bonds.

-Global hedging:

Gold not only protects against local market risks, but also against global uncertainties such as geopolitical tensions or economic crises.

Example of a balanced portfolio:

-55 % equities and ETFs

-30% bonds

-10% gold

-5% cryptocurrencies

2. defensive strategy (10-20 %)

A gold share of 10-20 % is particularly suitable for conservative investors or in times of heightened uncertainty.

-Focus on value preservation:

Gold offers stability in turbulent market phases or when risk appetite is low.

-Hedging against specific risks: A higher proportion of gold makes sense, particularly in the event of high inflation, currency devaluations or geopolitical conflicts.

Example of a defensive portfolio:

-40 % bonds

-30% equities and ETFs

-20% gold

-10% other real assets (e.g. real estate funds)

3. tactical allocation

A flexible, tactical allocation can make sense for experienced investors.

-Anti-cyclical investing:

Gold holdings are increased when risks (e.g. fears of recession) increase and reduced when markets are stable.

-Taking advantage of market cycles:

Active management makes it possible to benefit from fluctuations in the gold price.

Example:

-Stable times: 5 % gold

-In times of crisis: up to 15 % gold

Important: This strategy requires in-depth market knowledge and continuous monitoring of the economic situation and a quicker response.

Forms of gold investment

-#1 Physical gold (coins, bars): Direct control and safekeeping, but involves storage costs e.g. for a safe deposit box.

-#2 ETFs/ETCs: Easy trading and low costs.

My favorite: EUWAX Gold II
$EWG2 (+2,92 %)

EUWAX Gold II is an exchange-traded commodity (ETC) from the Stuttgart Stock Exchange that securitizes the ownership of one gram of gold from a 100-gram gold bar.

On request, the physical gold can even be delivered to the exact gram.

A particular advantage of this product is the free delivery from a quantity of 100 grams within Germany.

EUWAX Gold II also impresses with its tax structure:

As it is treated like physical gold, capital gains are tax-free after a holding period of more than one year.

In addition, there is generally no tax deduction when selling via banks or online brokers.

🔖 Savings plan options with:

- Scalable Capital

- Comdirect

- Consorsbank

- DKB Bank

3.Gold mining shares: Higher risk, but potentially higher returns.

My favorite in the gold mining sector:
Newmont $NEM (+1,27 %)
🔑

Newmont is the only gold company in the S&P 500 and scores with strategic acquisitions and low production costs (all-in sustaining costs) of currently 1.620 USD per ounce.

I hope you enjoyed this insight! I'll keep working on exciting articles for you.

How do you weight gold in your portfolio? 💬

Best regards

Michael

Detailed gold price analysis

Performance comparison

Trigger for the price increase

Gold purchases by central banks

Expectations of interest rate cuts

Gold demand in China and India

Gold ETFs

Link: shorturl.at/HHgOg

$ABX (+1,83 %)
$GOLD (+0,71 %)
#gold
$NEM (+1,27 %)
$FCX (+0,92 %)

++ Gold in the portfolio: My motives and goals ++

Hello everyone,

As announced a few weeks ago, I have finally managed to write an article on the subject of gold in my portfolio.

In the following, I would like to briefly explain why I decided to make this investment and what goals I am pursuing with it.

Gold fascinates me because it offers stability in turbulent times and crises and is considered a "safe haven".

It also serves as protection against inflation and geopolitical risks and can mitigate losses in times of crisis.

The following is particularly important to me diversificationas gold has a low correlation to other asset classes and carries no currency risk.

This also describes my reasons for investing in gold very well.

In addition to my technology, consumer, REIT and pharmaceutical shares as well as the Vanguard All-World, I wanted another pillar to optimize the portfolio and, in particular, diversification. diversification to further advance portfolio optimization and diversification.

I currently see a target value for my gold position of 12 % of the total portfolio value.

This value is also recommended by some portfolio managers and investment banks as a target value, as it should offer a good balance between hedging and return.

I have deliberately against physical gold and instead opted for a special product from Börse Stuttgart, which was presented and briefly explained by @InvestmentPapa was presented and briefly explained here.

(Thanks again for your explanation dear @InvestmentPapa)

I didn't want to keep coins or gold bars at home or in a safe deposit box, but wanted to track the performance of my investment directly in the overall portfolio.

I also wanted to minimize the costs for a safe deposit box.

My choice fell on $EWG2 (+2,92 %)
EUWAX Gold IIa product of the Stuttgart Stock Exchange.

It is 100 percent covered by physical precious metal, and the entire precious metal stock is held securely in vaults at a custodian company in Germany.

EUWAX Gold II is an exchange-traded commodity (ETC) that securitizes one gram of gold from a 100-gram gold bar.

It is even possible to buy the physical gold to the exact gram if required.

Another advantage of the product is that delivery is possible from 100 grams in Germany is possible free of charge.

It should be particularly emphasized that, due to the product structure of EUWAX Gold II, there is generally no risk of tax deduction when sold through banks and online brokers.

The purchase, redemption and sale of EUWAX Gold II are taxed treated in the same way as physical gold, which means that capital gains are tax-free after a holding period of more than one year.

Gold is important to a broad and diverse group of users worldwide, ranging from private investors to jewelry and electronics manufacturers and central banks.

Asian central banks in particular are currently increasing their gold reserves.

In the near future, I plan to add another gold share to my portfolio that I have held before:

⛏️ Newmont Mining $NEM (+1,27 %) ⛏️

The company has a unique selling proposition:

$NEM (+1,27 %)
Newmont the only gold stock listed in the S&P 500.

The past quarters were also characterized by very good figures, and the management is gradually expanding the projects strategically.

The all-in sustaining costs (production costs per ounce of gold) are currently USD 1,400. 🏆

I hope you found this brief insight into my investment decision interesting.

Best regards 💬

Michael

I am currently taking a very close look at equities in the gold sector.

Especially $ABX (+1,83 %) and$NEM (+1,27 %) which are historically cheaply valued.

The dividend yield is also very interesting.

I would like to expand this area somewhat, in addition to the $EWG2 (+2,92 %)

Does anyone else currently have an eye for mining stocks?

Hello everyone.

I can't decide whether to buy 30 $NEM (+1,27 %) shares or not. That's why I'm asking you what you think.

Many thanks in advance

Start of 2024 and January closing

January performance:-0.84%

Total return currently at:+141%

Target for 2024 as every year TTWROR of 15%

🔥Hot factor: Microsoft

🚀KingMidasFactor: byd

🤖Roboadvisor overall performance currently at +11.93%

1 franc currently 1.07euro

Roboadvisor: Savings rate will be reduced to 1/10 from May 1st

Crypto: Adjustment of savings plans + several sales $OP (-2,13 %) ,$DOGE (-0,47 %) , $SOL (+0,9 %) , $BTC (+0,07 %)

NFT: no news

🎼Music rights via Globalrockstars: 2 new songs are in the portfolio foolish by youcallmecarla and cold by Diego federico

Current individual shares: Allowance has been exhausted. Sale of $SLI (+1,78 %) and immediate repurchase + $rocktech . Sale of $KNT (+3,5 %) and in return came $BTO (+1,7 %) and $NEM (+1,27 %) were added to the portfolio. Further individual purchases are still suspended until the safety buffer is reached.

New ETFS for 2024: -Global X NASDAQ 100 Covered Call ETF

- various Ibonds 2025-2028

February review: Budget for 2024 was written. Better months health-wise, first a cold and then a concussion last week.

Podcast: If you want to listen, you can find us here: https://podcasters.spotify.com/pod/show/waschbaerundkoenig

If you fancy a chat or would like to bring us a topic, let us know.

Professionally: There was a pay rise of 1.5% at the turn of the year. And the Swiss franc is currently hovering around 1.07 francs, which means a wage increase of +30.5% since 2016

Real estate: The electrician is coming on Friday for new outside sockets and a good offer for a balcony power station may be coming soon. The service charges for 2024 are currently 6.9% lower compared to 2023. Two more weeks and we'll be a year without water damage.

How was your month?

🔭Outlook February: First vacation since August. However, we are busy with the church wedding.

What strategies or plans are you pursuing in February?

Feel free to use the block function and follow me if you like my investments or ideas.

Thank you very much for reading!!!

Share analysis/share presentation ⬇️

Today we are talking about the company Newmont: $NEM (+1,27 %)

What is Newmont and what does it do?

Newmont is a leading global mining company that specializes in mining gold, silver, copper and other precious metals. They operate mines in various countries, including Australia, North America and South America. The company is known for its environmentally conscious mining practices and commitment to social responsibility.

Market capitalization:

Currently, Newmont has a market capitalization of around 36.9 billion dollars.

Strengths of the stock:

Some of Newmont's strengths are:

- Global leader in gold production: Newmont is one of the largest gold producers in the world and has a long history of extracting gold and other precious metals.

- Sustainable mining practices: The company places great importance on environmental protection and social responsibility. Newmont is committed to sustainable mining practices to minimize its impact on the environment and make positive contributions to the communities in which it operates.

- Strong global presence: Newmont operates mines in various countries around the world, including Australia, North America and South America. This global presence allows them to benefit from different gold deposits and diversify risks.

- Commitment to health and safety: Newmont places great importance on the health and safety of its employees. They have implemented strict safety policies and procedures to ensure that their employees work in a safe working environment.

- Innovation Leadership: Newmont utilizes innovative technologies to make the mining process more efficient and sustainable. This includes the use of automated machinery, data analytics and other advanced technologies.

- Financial stability: Newmont is a publicly traded company and has solid financial results. This allows them to invest in new projects and drive their growth.

Weaknesses of the stock:

Some weaknesses of Newmont are:

- Dependence on gold prices: Since Newmont is a leading gold producer, the company is highly dependent on fluctuations in the price of gold. If the price of gold falls, this can have a negative impact on the company's profitability.

- Risks in the mining sector: The mining industry is associated with various risks, such as political instability, regulatory changes, technical challenges and environmental regulations. These risks may have an impact on Newmont's business activities.

- Limited resources: Although Newmont has extensive experience and expertise, the available gold deposits are limited. The company must continually discover and develop new resources in order to maintain its growth.

- Competition in the industry: The mining industry is highly competitive and Newmont competes with other large companies for limited resources and market share. This can lead to increased pressure on margins and profitability.

- Environmental Impact: Although Newmont is committed to sustainable mining practices, mining can still have a negative impact on the environment. The company must continually take measures to minimize these impacts and find sustainable solutions.

A little more about the business model:

Newmont is a leading mining company focused on the exploration, development and production of precious metals, particularly gold. Newmont's business model is based on mining gold deposits around the world and generating value for its shareholders.

An important part of Newmont's business model is the exploration of new gold deposits. The company actively searches for promising areas where it can discover potential gold deposits. Utilizing state-of-the-art technology and geological expertise, Newmont identifies promising exploration targets and conducts extensive surveys to evaluate the potential of these areas.

Once promising gold deposits are identified, Newmont moves to the development phase. This involves the planning and construction of the mines required to extract the gold. During this phase, extensive investments are made to build the necessary infrastructure and to put the mines into operation.

Once the mines are operational, gold production begins. Newmont uses state-of-the-art mining techniques to extract the gold efficiently and responsibly. The company attaches great importance to compliance with environmental standards and the promotion of sustainable mining practices.

Another important aspect of Newmont's business model is the sale of the gold it produces. The company has long-term supply agreements with various customers, including jewelry manufacturers, industrial companies and central banks. The sale of the gold helps to generate revenue and profits for Newmont.

In summary, Newmont's business model is based on the exploration, development and production of gold.

A little more about the industry:

The mining industry to which Newmont belongs is an important part of the global economy. It includes companies that mine and process commodities such as gold, silver, copper and other metals. The industry plays a critical role in various sectors such as jewelry manufacturing, electronics, construction and power generation. Mining companies such as Newmont contribute to the economic development of regions, create jobs and support local communities. At the same time, they face sustainability and environmental challenges, which is why many companies are keen to promote responsible mining practices.

When and where was Newmont founded?

Newmont was founded in the United States in 1921 and is headquartered in Colorado. The company was founded by William Boyce Thompson, a successful businessman and philanthropist. Since its founding, Newmont has become one of the world's largest gold producers and is now active in many countries. It is known for its expertise in the exploration and production of precious metals and has a long history in the mining industry.

Newmont's goal :

Newmont's mission is to be a leader in the mining industry and to create sustainable value for all stakeholders. The company strives to act responsibly and ethically by focusing on environmental, social and governance issues. Newmont is committed to protecting the environment, minimizing its environmental footprint and promoting biodiversity. It is also committed to the safety and well-being of its employees and supports the communities in which it operates through social initiatives and partnerships. Newmont strives for excellence in the mining industry and is committed to sustainable growth and long-term success.

Your opinion:

Now I would like to hear your opinion on this stock in the comments.

I personally find the company very interesting and will continue to monitor it. It was an unknown company to me until recently, but that's exactly why I wanted to introduce the share to you.

What do you think of Newmont and were you already familiar with this company?

Do you perhaps already have the share in your portfolio?

Please let me know in the comments.

This is of course not investment advice but just my own opinion that I would like to share with you.

Hello dear community,

I am pursuing a dividend strategy, but from next year I want to focus more on growth. As a basis, I would like to run a savings plan on the $VWCE (+0,85 %) This will also be my largest position. I also want to divest myself of some positions such as $NEM (+1,27 %)
$RIO (+1,15 %)
$NDX1 (-3,17 %) when the price rises and I can sell with a plus.

As growth stocks I have thought of for the beginning $AMZN (-1,7 %)
$MSFT (+0,08 %)
$NOVO B (-2,54 %)
$GOOGL (-5,23 %) but I'm not sure yet. Many thanks in advance for the feedback 😊