I have just increased my small position $MO (+1,5 %) increased. Either to lower the initial investment or to enjoy a few more euros in dividends or because I haven't bought anything for days and finally wanted to buy again 😁

Altria Group
Price
Debate sobre MO
Puestos
175Presentation of my depot - criticism, improvements etc. welcome
Good morning to the community.
I would also like to introduce my portfolio and share my thoughts and goals.
First of all, a bit about myself and how I got into trading:
I am 39 years old and have actually NEVER been interested in the stock market/shares. Through a lucky coincidence in the gambling sector, I suddenly had a 5-figure sum in my account. I then went on a kind of overnight interest rate shopping spree. At some point, however, there were no more offers that appealed to me and I ended up with TR call money. At first I didn't want to invest any money in shares or ETFs, but then I decided to take a look. That was in August 2024, when I caught the bug quicker than I would have liked and, thanks to a good friend, I was able to quickly gather some information and recognize the benefits of investing.
I've been invested ever since.
Now to the structure and goals of my portfolio:
The main focus is on an ACWI IMI in order to build up a certain amount of capital through compound interest. I am expecting an investment horizon of 20 - 25 years. The aim is to have built up a certain amount of capital by then so that I can make withdrawals later in and around retirement age and enjoy a good life in retirement without having to worry. The ACWI was the first major building block for diversification. However, I am honest and I was tempted to buy a portfolio with various individual shares. These are mainly dividend-oriented. Most of the positions pay stable dividends and have moderate growth. I deliberately chose many defensive stocks such as $MUV2 (-1,52 %)
$ALV (-2,1 %) or $JNJ (+1,08 %) in my portfolio so as not to be too speculative. Classics like $KO (+0,51 %)
$MCD (+2,09 %)
$PG (+0,74 %) round off the whole thing. I wanted to achieve an inflow of at least €100 per month over the entire year. Currently it's around €2150 for the whole year. I enjoy having a continuous inflow of dividends that I can reinvest freely. I really wanted to take this positive aspect of the investment with me. Accordingly, I also have very strong dividend payers in my portfolio, although they can be quite volatile and operate in a difficult market environment, e.g. $SHEL (+0,43 %)
$PETR4 (-2,33 %) or $MO (+1,5 %) . In December, I invested in shares of $HOT (-0,6 %) and $HEI (-0,12 %) with the idea that these companies could possibly benefit from the reconstruction of war zones. (I know that's perhaps not the nicest thought and I'm not a friend of wars either, but you have to ignore that when it comes to profits) and the shares of both have done really well for me. That's why I'm also invested in 2 defense ETFs. Another ETF I have in my portfolio is a "tech/software" ETF, AI & Big Data. Individual stocks were too risky for me here and I preferred to take a broadly diversified approach. I also recently added the Germany All Cap to my portfolio, as I think that Germany will be on the rise again in the future. As a small stock with the hope of a real cracker for the future, I have $DEFI (-0,79 %) in the portfolio. Let's see what happens. I'm currently running a savings plan of around 200 euros a month, as I don't have the funds to pump huge amounts of fresh money into my portfolio due to a house loan.
With this in mind, I would be grateful for any tips, suggestions and perhaps also positive words. If you have any questions, please let me know.
Kind regards
Die Dividenden sprudeln weiter.....
$MO (+1,5 %) Die Dividende für Juli ist angekündigt. Das heißt es gilt weiterhin:
Ridin’ down the highway, got my eyes on the prize,
Marlboro in my pocket, dollar signs in my skies.
Altria’s my ticket, ticker MO’s the name,
Lightin’ up my portfolio, playin’ the dividend game.
Dividends and Marlboro, keep the cash flow tight,
MO’s my Dividend King, payin’ day and night.
Seven percent yield, yeah, it’s steady as a stream,
Marlboro MO’s my ticket to the American dream.
From Richmond, Virginia, where the tobacco grows,
Philip Morris built a legacy that everybody knows.
Copenhagen, Skoal, and the NJOY vape too,
But Marlboro’s the cowboy, and dividends pull me through.
Dividends and Marlboro, keep the cash flow tight,
MO’s my Dividend King, payin’ day and night.
Seven percent yield, yeah, it’s steady as a stream,
Marlboro MO’s my ticket to the American dream.
Fifty-five years, they’ve raised that payout high,
A buck-oh-two a quarter, watch my wealth multiply.
Free cash flow’s a river, eighty percent they give,
Altria’s my partner, showin’ me how to live.
Smokin’ products may fade, but the future’s clear,
On! pouches, e-vapor, MO’s got nothin’ to fear.
Wall Street’s singin’ praises, with a Buy on the chart,
Marlboro’s in my soul, dividends in my heart.
Dividends and Marlboro, keep the cash flow tight,
MO’s my Dividend King, payin’ day and night.
Seven percent yield, yeah, it’s steady as a stream,
Marlboro MO’s my ticket to the American dream.
So raise a glass to Altria, let the profits grow,
Marlboro’s my fire, dividends my glow.
Ridin’ with Big MO, never gonna let go,
Dividends and Marlboro, that’s the life I know.
WE WANT DIVIDENDS
Hello Getquin Community,
I would be interested to know: What are your top dividend stocks or which ones do you currently have on your watchlist that you would like to add to your portfolio?
My strongest stocks at the moment are definitely $HSBA (+0,57 %) and $BATS (+3,46 %) Both deliver solid dividend yields and are real classics in the dividend strategy sector.
I'll add a few more to the list - I'm looking forward to your additions:
$SREN (+0 %)
$ZURN (-0,9 %)
$MO (+1,5 %)
$CVX (+0,92 %)
$MAIN (+1,53 %)
$O (+0,33 %)
I think you have to take into account how much risk you are willing to take and what proportion of the overall portfolio the position should make up.
Stocks with risk and div yield >15%
(cyclical, exotic - as an admixture):
$PETR4 - Petrobras, Oil+Gas, Brazil
$TRMD A - Torm, tanker fleet shipping company
$HAFNI - Hafnia, tanker fleet shipping company
(There are more shipping companies...)
Stocks with 6-8% dividend yield and manageable risk. (Mainly banks, consumer goods, pharmaceuticals)
$BATS - BritishAm.T. Cigarettes (UK)
$HSBA - HSBC, int. bank (UK)
$ING - ING, Bank (NL)
$PFE - Pfizer, Pharmaceuticals (USA)
$KHC - KraftHines, Food (USA)
$RIO - RioTinto, mining+raw materials (UK)
$VALE3 - Vale, commodities
Somewhat lower in yield are the ImmoREITS from the USA
$O - Reality Income
$WPC - WP Carey
... and of course some others from the REIT sector
I also find $JEGP interesting as an ETF.
Portfolio feedback
Today I would like to hear your opinion :)
First of all, a brief introduction to myself:
I am 35 years old, married and have 2 children.
We live in a house and almost 10 years ago I bought my mother an apartment in which I support her financially.
Accordingly, I am paying for almost 2 properties.
My portfolio is a good mix (for me) of BTC/dividends & growth.
I buy the Mercedes shares annually as an employee package; the performance is strongly positive in real terms, but I have included them here as they also arrive in my portfolio.
$BTC (-0,43 %) I have been saving €100/month for years.
my other current savings plans:
$MSFT (-0,08 %) 200€/month
$GOOGL (+0,92 %) 100€/month
$HTGC (+1,2 %) 50€/month
The savings plans are not set in stone and will be adjusted from time to time,
The target value for shares is €3000-3500 for the time being.
the kids are now in daycare for another year + one 3 years, after which the savings rate will be adjusted upwards again (daycare fees currently ~500€/mth).
$MBG (+1,59 %)
$BLK (+2,19 %)
$MO (+1,5 %)
$ULVR (+0,98 %)
$P (+1,33 %)$MCD (+2,09 %)
$JPM (+2,01 %)
I ❤️Dividenden
This position is also still small and will be expanded in the long term. Do you have $MO (+1,5 %) also in the portfolio?
Dividend portfolio
Dear Community,
what do you think about $MO (+1,5 %) ? I do think that it is a good stock and investigated it a bit. I figured out that it could cost roughly 85 dollars in a year or two.
I’m totally newbie analysing the value of stocks. I considered the last 7 years’ EPS, change in revenue, dividend growth and some ratios.
There’s only one thing that I don’t understand. Its book value is negative. How can it be that bad? I checked some other stocks and this was outstanding.
Also you are buying american cigarettes. Look at the bigger picture. Can people afford cigs (expensive) in an inflationary economy?
Optimal behavior of a dividend share.
If it were always like this.... Admittedly, this is not the rule, which $MO (+1,5 %) shown here. But it's also a nice example of someone who is happy about their dividend shares.
At 1 is the closing price from 24.03.2025, yesterday on 25.03. was the ex-dividend day of € 0.95 rounded. This was also priced in immediately and led to the usual daily fluctuations, only to close at 2 at the level of the pure dividend discount. Today everything was made up again, so that in this case the dividend less taxes was cäsh in the däsch.
It's just a shame that you can't and shouldn't get used to it.

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