After having invested before in $1COV (+0,3 %) with the aim to be acquired by Adnoc/XRG and another investment in $ILTY Illimity Bank in Italy giving access to $IF (-0,24 %) Banca IFIS with a 10% discount.

I'm now thinking to invest in further banking consolidation. Since there seems to be a wave of banking consolidations coming up both cross board and within individual European countries.

Italy shows:

$UCG (-0,88 %) Unicredit stakebuilding in both $ALPHA (+1,03 %) Alphabank & $CBK (-2,34 %) Commerzbank and a failled attempt to acquire $BAMI (-1,78 %) Banco BPM. We saw $BMPS (+1 %) Monte del Pachi acquire $MB (-1,08 %) Mediobanca. $BPE (-1,71 %) Bper Banca merge with $BPSO (-1,22 %) and rumored to be on the wishlist of Unicredit.

Denmark is consolidating but could be still more ongoing:

A recent merger of $SYDB (-4,56 %) Sydbank, Arbejdernes Landsbank & $VJBA (+0 %) Vestjysk Bank.

In Spain

We've seen a major but failed attempt to forget about the Spanish attempt of $BBVA (-0,73 %) Banco Bilbao of $SAB (-1,51 %) Banco Sabadell.

The Netherlands:

$ING (-0,85 %) ING taking a substantial stake in $VLK (-1,45 %) Van Lanschot Kempen.

$ABN (-3,26 %) Doing several take overs in Germany and buying the trading app Bux and rumoured to be bought themselves.

When thinking this through I see a potential for take over but, if it won't happen there is still good dividends to be earned. Therefore there is less of a need of a quick turn around.

I'm now looking for a "smaller" bank that traded and a likely take over candidate.

Where would you invest?

$BPE (-1,71 %) - Bper Banca - Italy

$BAMI (-1,78 %) - Banca BPM - Italy

$ABN (-3,26 %) - ABN Amro Bank - Netherlands

$ALPHA (+1,03 %) - Alpha Bank - Greece

$JYSK (+0,18 %) - Jyske Bank - Denmark

$ALR (+0,55 %) - Ailor Bank - Poland

Any other alternatives, or opinions about this idea, I'm happy to read!

A couple of years ago, the Italian bank BMPS was on the brink of collapse. Now, the firm has just completed a takeover bid (OPAS) on Mediobanca, which essentially means that BMPS exchanged cash and some of its shares to acquire 60–61% of Mediobanca, thereby taking control of the company.

Do you think that the oldest, still running bank in the world will be here for another 600 years?

$BMPS (+1 %)

🇮🇹 Italy – Banks Under Pressure

Italian financials are taking a notable hit today, dragged lower by a mix of political, fiscal, and regulatory concerns. The sector is trading weaker despite resilient European equities overall, as investors reassess risks tied to Rome’s fiscal policies and broader European uncertainty.

Key Italian Banks

• $UCG (-0,88 %) — under pressure as investors fear new government-imposed contributions. Despite strong capital buffers, markets are discounting future profitability.

• $ISP (-1,02 %) — Italy’s largest retail bank facing headwinds from potential DTA adjustments. Dividend appeal remains, but short-term sentiment is cautious.

• $BPE (-1,71 %) — mid-cap lender sliding on contagion from larger peers; profitability outlook clouded by fiscal uncertainty.

• $MB (-1,08 %) — selling pressure tied to stalled M&A pathways; shareholders’ reluctance to back recent consolidation moves weighs heavily.

• $BMPS (+1 %) — the most fragile among major Italian banks, with political and fiscal risk adding to its already delicate restructuring phase.

What’s Driving the Decline?

Political Contagion from France/UK — Uncertainty in France (confidence vote risk) and UK bond market stress is spilling into Italian banking equities.

Government Fiscal Plans — Reports that Rome may request additional contributions from banks in the 2026 budget, potentially through adjustments in DTA rules, spook investors.

M&A & Structural Challenges — With Mediobanca’s recent shareholder pushback on mergers, consolidation looks messier, raising doubts about sector efficiency.

Macro Headwinds — Higher eurozone inflation (2.1% in August) and elevated bond yields keep funding costs high, compressing sentiment.

📉 Wider Sector Impact

The FTSE Italia All-Share Banks Index is down nearly -2.7% today, significantly underperforming the broader European market. While capital positions remain strong, investors are shifting away from cyclical financials toward defensives until fiscal clarity emerges.

💬 Insight:

Italian banks are resilient in fundamentals, but sentiment is fragile. Political headlines, fiscal tweaks, and bond market stress are weighing heavier than earnings strength. Unless Rome clarifies its tax stance soon, the sector may remain a relative underperformer compared to European peers.

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Hi everyone!

I’ve been building this portfolio for almost a year now, following a long-term growth approach rather than chasing short-term explosive gains. So far, it’s up +5.30%. I’ve focused more on the italian and american markets with stoks such as $ISP (-1,02 %)
$KO (+1,67 %)
$BRK.B (+0,77 %) that make more than half my portfolio. What do you think about my strategy and approach?

$VOW3 (+0,93 %)
$PLTR (-2,82 %)
$FCT (-0,08 %)
$LDO (+1,3 %)
$RHM (+0,62 %)
$INTC (-4,8 %)
$CPR (+0,98 %)
$AXP (+1,9 %)
$BMPS (+1 %)
$FBK (-1,61 %)
$G (-1,64 %)
$GS (-2,91 %)
$MCD (+1,12 %)
$SL (+0,59 %)
$ENI (+0,31 %)
$BBAI (-5,73 %)
$PRY (-1,38 %)

I slightly increase my position in $BMPS (+1 %) for the last good quarterly published. #myportfolio
#stocks

The basic strategy is the same. After a long study, I select companies that I believe can give me value in the long term. I prefer management to know how to manage capital and make rational decisions. I look at future projections just to see if I can buy stocks at a lower price. #personalstrategy
#portfolio

$BABA (-0,9 %)
$PYPL (-0,02 %)
$RIVN (+11,53 %)
$DOCS (+0,28 %)
$BMPS (+1 %)
$SPZ (-4,3 %)