Hello getquin community!

I recently came across this platform and signed up straight away to track my portfolio more clearly. For the most part, entering my transactions worked well, but I had to enter some positions manually, especially my gold savings plans (I use the average price to simplify this). Before I share my portfolio with you and look forward to your opinions and suggestions for improvement, I'd like to briefly introduce myself:

My name is Burhan, I'm 29 years old and I come from a town in North Rhine-Westphalia. I work in the insurance industry and am completing two part-time degree courses at the same time (because free time is overrated 😉):

• Business economist for financial services (until January 2025)
• Business administration with three specializations (until April/May 2025).

My way into the world of (small) investors:

I started investing - or rather, trading and chart analysis - when I was 18. Back then, I invested small amounts in leveraged products such as the DAX or WTI oil. Although I made more profits than losses during this time, I learned an important lesson: it is crucial to regularly check take-profit and stop-loss levels in order to avoid capital losses.

However, I only started investing for the long term in 2019. My first step was a savings plan with EUR 25 per month in a fund from Deka ($D6RM (-0,54 %) ) - the first dividend I received was a small sense of achievement for me. Later came savings plans for individual shares ($LHA (-0,44 %) and $SHA) and commodities ($965515 (-0,13 %)) were added. I also used my employer's capital-forming benefits (EUR 40 per month) to further expand my investment in the Deka fund.

My current investment strategy:

Over the last few years, I have tried out and learned a lot and finally developed my personal strategy:

1. basic ETFs:

With the $VHYL (-0,58 %) and the $FUSD (-1,38 %) I would like to create a stable foundation.

2.
Individual shares:

Here I deliberately focus on non-US companies (with a few exceptions) in order to diversify my portfolio and reduce the US dominance somewhat.

My selection criteria for individual stocks:

• At least 30 % share price growth in the last 5 years.
• At least 10 years dividend history.
• 
  Dividend yield of either:

- approx. 1 %combined with an average dividend increase of 10 % over the last 5 or 10 years, or

- approx. 2,5 %combined with an average dividend increase of 5 % over the last 5 and 10 years respectively.

For example: $MS (-1,6 %) / $GGG (-1 %) / $CS (+0,45 %) / $ASML (-0,72 %) / $MUV2 (-0,6 %) / $CNQ (-0,99 %) / $MC (+0,4 %) / $TKA (+0,24 %) / $DHL (+0,55 %)

3. Gold:

My gold savings plan is still running because diversification is important - and a little sparkle in the portfolio never hurts.

4. Cryptocurrencies:

The proportion is deliberately low and I plan to concentrate only on $BTC (+0,75 %) in the future. Everything else will probably be dropped soon.

5. Cash:

Part of my capital is in a call money account so that I can react flexibly to opportunities or unexpected events - who knows when the next dip will come.

The aim of the asset class allocation:

- 37.50 % ETFs

- 37.50 % individual shares

- 10.00 % commodities

- 5.00 % cryptocurrencies

- 10.00 % Cash

In addition, a good deal is currently underway to buy real estate (purpose: rental) - I am still curious.

I hope my first post wasn't too long and that you've made it this far! 😉 I look forward to your feedback, opinions and tips - keep them coming!

The Schaeffler Group $SHA increased its revenue by 3.2 % to EUR 16.3 billion in 2023.

Adjusted EBIT rose by 13.3 % to EUR 1.19 bn, corresponding to a margin of 7.3 %.

Net profit fell from EUR 557 million to EUR 310 million due to the Vitesco takeover.

Shareholders are nevertheless to receive an unchanged dividend of EUR 0.45 per share.

Following the takeover of Vitesco, Schaeffler is aiming for significant revenue growth and an EBIT margin of between 6% and 9% in the current year.

I have been invested for a long time and will hold my shares for the long term.

$SHA
$VTSC

Do you see potential in a merger between Schaeffler and Vitesco to catch up with the major German automotive suppliers (Bosch, ZF and Continental) in the medium term? Or is there more of a risk that Schaeffler will once again do itself no favors by taking over a competitor?

I have only been involved with shares for a few weeks and have no in-depth knowledge of the automotive industry.

Inexpensive subsequent purchase from Schaeffler $SHA

The company has to get going at some point.

Low P/E ratio, well-behaved dividend and 2019 sales have already been exceeded.

The transformation of emobility is working.

I don't mind if the share price rises by 50% 🤑🤞🏽

My savings plan:

I have created a savings plan with 500€ per month and would like to share it with you. Gladly with feedback:

All approximate data:

Etfs (44%):

$ANX (-1,52 %) Amundi Nasdaq 100 36%

$XDJP (+0,1 %) Xtrackers Nikkei225 4%

$VUKE (-0,04 %) Vanguard Funds PLC 100 GBP 4%

Equities (56%):

$GLEN (-1,81 %) Glencore 4%

$LIN (-0,84 %) Linde 4%

$DTE (+0,67 %) German Telekom 4%

$STLAM (-0,34 %) Stellantis 4%

$WM (-0,95 %) Waste Management 3%

$PG (+2,23 %) Procter+Gamble 3%

$ALV (-0,14 %) Alliance 2%

$IFX (-1,86 %) Infineon 2%

$BLK Black Rock 2%

$RWE (+1,08 %) RWE 2%

$SHA Schaeffler 2%

$MSFT (-1,57 %) Microsoft 2%

$JPM (-0,57 %) JP Morgan 2%

$MDLZ (+4,45 %) Mondelez 2%

$WMT (-2,31 %) Walmart 2%

$8001 (+0,66 %) Itochu 2%

$BRK.B (-0,13 %) Berkshire Hathaway 2%

$MA (-0,3 %) Mastercard 2%

$V (-0,16 %) Visa 2%

$DIS (-1,33 %) Disney 2%

$SHEL (-1,69 %) Shell 2%

$NOVO B Novo Northdisc 2%

$RHM (-1,89 %) Rheinmetall 2%

The ETFs will remain. If the Tech ETF has a lull, I will switch to S+P500. I will check the stocks once a year.

In addition to the savings plan, I have short-term shares in Tupperware $TUP and medium term in Nvidia $NVDA (-3,63 %) and on my investment list Hillenbrand $HI (-4,53 %) .

I am very happy about feedback.

Thank you community

getquin Daily Summary 08.11.2022

Hello getquin,

have a nice tuesday to all of you.

Europe🌍:

• Litigation gets cheaper - Bayer full of confidence after strong summer. Read more: http://bit.ly/3tflVXW

• According to the IFO Institute: energy crisis costs Germany 110 billion euros. Read more: http://bit.ly/3zXmolg

• Habeck wants to stop Chinese takeover of Dortmund chip factory after all. Read more: http://bit.ly/3A0Ebs6

• Raid at UBS in Frankfurt - money laundering suspected against oligarchs. Read more: https://bit.ly/3fKMrFM

America🌏:

• Netflix Triviaverse: New quiz game runs directly on the streaming service. Read more: http://bit.ly/3WJ5yQW

• Interest rate hikes boost Warren Buffett's Berkshire Hathaway results. Read more: https://on.ft.com/3hr1vZj

• Tiger Global: The flagship fund is down 54.7% this year, while the "crossover" vehicle is down 44%. More: https://on.ft.com/3UnUkA2

• Tyson Foods CFO arrested after allegedly falling asleep in wrong house. Read more: https://on.wsj.com/3UcNCwx

Emerging Markets🌏:

• El Salvador says China offered to buy its foreign bonds. Read more: https://bloom.bg/3NPSeGy

Stocks of the day:

🟩 TOP $SHA 6,24€ (🔼 +13,15%)

🟥 FLOP $SI (-8,54 %) 43,00€ (🔽 -13,71%)

🟥 Most searched $AMZN (-2,39 %) , 90,26€ (🔽 -0,04%)

🟥 Most traded $TSLA (-4,32 %) , 187,31€ (🔽 -4,95%)

🟩 S&P500, 3.837,15 (🔼 +0,80%)

🟩 DAX, 13.664,42 (🔼 +0,97%)

🟥 Bitcoin
₿, 19.308,64€ (🔽 -6,06%)

Time: 17:10 CEST

#MarketNews
#MarketNewsUpdate

THE BUSINESS LOCATION HERZOGENAURACH

Herzogenaurach is a small town in Bavaria with only ~ 25,000 inhabitants.

Well - what's special about it?

The small town has a market capitalization of approx. 30 billion euros with these 3 shares:

1. Adidas - $ADS (-0,81 %)

2. Puma - $PUM (+1,1 %)

3. Schaeffler - $SHA

A little fun fact: There are Adidas and Puma pubs in the city, respectively, and woe betide an Adidas employee who wants to go for a beer in a Puma pub.

Which stock is your favorite?

Will Schaeffler become a dividend pearl?

There is often not much to be gained from the share price. Perhaps also because it is a preferred share!

Well, at €0.50, twice as high a dividend as in the previous year. With a current price around 5.00€.

What do you think about Schaeffler?

Fictitious purchase date

𝗠𝗮𝗿𝗸𝗲𝘁 𝗡𝗲𝘄𝘀 🗞️

𝗜𝗣𝗢𝘀 🔔

Sono Motors - The company wants to accelerate the solar-powered automotive industry. Their solar-electric car Zion already has 16,000 pre-orders. The vehicles are scheduled to start production in the first half of 2023. So far, the company has posted a loss of $108.8 million, but that is expected to change as deliveries begin.

When it goes public, Sono Motors plans to issue 10 million shares at a price of $14 to $16.

𝗘𝘅-𝗗𝗮𝘁𝗲𝘀 📅

Ex-dividend date: American Electric Power ( $AEP (+1,26 %) ), American Water ( $AWC (+3,53 %) ), Dover Motorsports ( $DVD ), Diamondback Energy ( $7DB (-2,87 %) ), Greenbrier Companies ( $G90 (-0,95 %) ), IBM ( $IBM (-0,47 %) ), Matson ( $68M (+0,37 %) ), Matador Resources ( $7MR (-5,56 %) ), Olin Corporation ( $OLN (-2,17 %) ), PPG Industries ( $PPQ (-2,16 %) ), Rollins ( $RLS (+0,33 %) ), Silicon Motion ( $S9M (-1,32 %) ), Tempur Sealy International ( $TPD (+0 %) ), WestRock ( $1WR ) and West Pharmaceutical Services ( $WPS (+3,3 %) ).

𝗖𝗵𝗶𝗳𝗳𝗿𝗲𝘀 𝘁𝗿𝗶𝗺𝗲𝘀𝘁𝗿𝗶𝗲𝗹𝘀 📈

Today 1&1 ( $DRI (+1,37 %) ), About You ( $YOU (+0,15 %) ), Alcon ( $2U3 (+0,93 %) ), Associated British Foods ( $ASBFY ), Bakkafrost ( $6BF (-0,25 %) ), Bayer ( $BAYN (+1,43 %) ), DeNA ( $D2N (+12,23 %) ), Fraport ( $FRA (+0,51 %) ), Gilat Satellite Networks ( $GSA (-1,36 %) ), Kirin Holdings Company ( $KNBWY ), Manz AG ( $M5Z (-12,94 %) ), Medios AG ( $ILM1 (-1,93 %) ), Münchener Rück ( $MUV2 (-0,6 %) ), Nissan ( $NISA (+7,76 %) ), OVB Holding ( $O4B (+1,83 %) ), Porsche ( $PAH3 (+0,48 %) ), Schaeffler ( $SHA ), Swiss Life ( $SLW1 (+0 %) ), United Internet ( $UTDI (+0,66 %) ) and Wienerberger ( $WIB (-1,63 %) ) present their figures.

𝗠𝗮𝗿𝗸𝗲𝘁𝘀 🏛️

Ceconomy ( $CEC1 ) - The group wants to expand with its Media Markt and Saturn brands and open 35 department stores. Group CEO Wildberger is pursuing the goal of becoming the first omnichannel platform that combines e-commerce and in-store retail. In doing so, he even wants to compete with Amazon ( $AMZ (-2,39 %) ). During Corona, Ceconomy was already able to significantly improve logistics and thus shorten delivery times.

The stores will become smaller and more "smart shops" of 600 to 800 square meters will be built in the city centers, because 33% of the total turnover is already attributable to online trade.

Bayer ( $BAYN (+1,43 %) ) - Bayer was supported by strong demand for seeds and crop protection products as well as over-the-counter medicines in the last quarter. Bayer shares recently rose 2.16 percent to €51.09. There will also be a change at the head of the Crop Science division. Rodrigo Santos will succeed Liam Condon, who terminated his contract early, as COO. In the third quarter, Bayer was able to increase sales for the entire group by almost 15 percent year-on-year to €9.8 billion. In total, the company made a profit of 85 million euros. The profit was depressed by the high costs of restructuring measures.

Elon Musk - The founder of Tesla ( $TL0 (-4,32 %) ), let his fans vote on Twitter whether he should sell ten percent of his Tesla shares. More recently, he has been called upon to pay more taxes to help solve famine problems. Out of just over 3.5 million users, 58 percent voted in favor of a sale. This means that the block of shares to be sold would currently be worth about US$20 billion. Based on this vote, Tesla's share price collapsed by 8.47% to 965.66 euros.

Gazprom ( $SCF ) - After several months of energy crisis and rising prices, the Russian gas company is once again supplying gas to Germany and Austria under pressure from Putin. Gazprom's vice president also said that Russia has no interest in such high gas prices, as it would accelerate the transition to renewable energy in Europe.

𝗖𝗿𝘆𝗽𝘁𝗼 💎

The crypto-currency market's gold rush - Last night, the two leading crypto-currencies Bitcoin ( $BTC-EUR (+0,75 %) ) and Ethereum ( $ETH-USD (+4,67 %) ) were able to reach new all-time highs. Bitcoin was able to set the mark now at $68,642.00 with a daily increase of almost 5%. This brings its market capitalization to $1.28 trillion, with bitcoin managing to leave Tesla ( $TL0 (-4,32 %) ) behind it. Ethereum followed Bitcoin and also hit a new all-time high of $4,857.25. Successes like these have been evident in the market in recent weeks. For example, Cardano ( $ADA-USD (+2,39 %) ), Ethereum's competitor, gained 12 percent overnight, and Litecoin ( $LTC-EUR (-0,45 %) ), which had long been treading water, rose 20.3 percent in one day. This very strong performance, which can be seen across all crypto-currencies, led to the total market capitalization of all crypto-currencies crossing the US$3 trillion mark for the first time.

Shiba Inu- The co-founder and creator of Dogecoin, the origin of all

"meme coins" explicitly distanced himself from Shiba Inu on Sunday. He also stressed that he himself was not the holder of the coin. Before that, various theories have been circulating that he might be involved in the project.

🤜🏼🤜🏼🤜🏼 @MarketNewsUpdate