Hey guys, I started using the Visa debit card from crypto.com about 2 years ago, back then it was relatively easy to get 3% cashback on all payments as well as free Spotify, but now the benefits are no longer really worth mentioning... But I discovered Plutus about half a year ago. They learned from the mistakes crypto.com made and implemented some features differently.

But the advantages at a glance:

- 3% cashback on all payments

- 10€ cashback on a deal (Shell, Aldi, Spotify, etc.)

- 10€ in PLU token on registration

- Other models with further advantages like e.g. another 10€ cashback at another store.

The so "earned" PLU token are locked for 3 months and can then be gestaked, geraded or immediately exchanged for € (what I always do).

Ref Link is in my Bio, make yourself a picture of it, I just finds a really handy way to save money to be able to invest more #babysteps

#kreditkarte
#crypto
#cryptocreditcard
#plutus
#cashback

Payzy + Curve

tl;dr: Worst case 5,1€ to tap. Life without a cashback credit card is possible, but pointless.

W1tty [1] was nice, but has ceased operations. Plutus [1] still exists, but according to reports, payouts hardly work anymore. I left the sinking ship a while ago. The TR card is annoying with its strange conditions and it doesn't work with Curve. LBB Amazon Visa milked until the end, also dead.

Payzy offers a debit card with 1% and payments via Curve are also rewarded. This means you can make retroactive transfers via Curve. This is useful because you have to top up debit cards unless you want to park larger sums on your card account. But you don't really want to do that.

The offer will certainly not be permanent. I have not been able to find an official end date. Probably until the VC marketing money is empty.

You receive €5.1 in points directly for registering and generating the virtual card. 500 for signing up, 10 for generating the card. You can earn cents by creating a digital Amazon voucher. 100 points = 1€. Minimum redemption 50 points.

Payzy is a hip debit card product from the Greek mobile phone provider Cosmote, which in turn appears to be a subsidiary of Telekom. I don't have to understand anything, I take the cashback with me and move on when there is no more.

Reflink:

https://baf.payzy.gr/d1ffeaed-1358-4c1e-9398-ff2dbb1a1d4f

[1] https://app.getquin.com/de/activity/JepGVtbxiJ

#w1tty
#plutus
#curve
#payzy
$PLU

Interim conclusion on W1tty and Plutus

tl;dr: Both cards give high sales compensation and so far it works.

𝕎𝟙𝕥𝕥𝕪

In use since 08/22

60.1€ received

40.21€ outstanding (45 days from turnover to release).

Other credits: 2 x 5€

(1x startup credit; 1x from sales-based draw).

Total credits received: 70.1€

Total credits incl. outstanding: 110,31€

Turnover in the period: 3273,4€

Rate received: 2,14%

Quota incl. outstanding: 3,37%

It remains to be seen how long they will continue the 3%, it has been extended regularly so far, but it is not really profitable for the company.

ℙ𝕝𝕦𝕥𝕦𝕤
$PLU

In use since 05/22

165.93€ received*

5.22 PLU outstanding, currently equals ~ 41.76€ (45 days from turnover to release).

Sales during the period: 1175,29€

Total credits incl. outstanding: 207,69€

Rate received: 14,12%

Quota incl. outstanding: 17,67%

*of which are about 45 € starting credit could not be calculated now in a hurry exactly apart.

Have there no paid subscription and advertise so far no one, so the rate is not brought to the maximum. Whether this is a viable model, everyone can think for themselves.

#w1tty

#plutus

#plu