For someone who is looking to build their investment portfolio specifically for #retirement aren't target date funds the easiest and best option?

I know it means less control but if it can spare the headache of rebalancing and picking funds... why not?

Do you consider investing in a #targetdatefund ? If any, what are the downsides according to you?

In the picture you can see how assets are allocated throughout the investing period.

Would love to hear your opinion :)