@Luffy3D2Y That's very high! Can I ask at what income level and whether you are doing it consistently? How do you build up the reserves and how do you deal with higher monthly unexpected costs?
@Cracker I am slightly above the average annual gross salary in Germany. The 70% savings rate relates to the salary. I have additional monthly income from my trading portfolio, where I have a fixed sum. I use it to pay for vacations and support my parents and so on. I also live very simply, I'm a saver and don't have high monthly expenses. My biggest hobby is the stock market anyway. That's why I earn money rather than spend it.
