1Yr·

No milestone picture or picture with super great returns. A paltry 0.3% in 2 years.

Should I be proud of that? Not of the performance, but of the way back.

What has happened? I went public in mid-2021 and since I was a model student of Olaf's for years, the money sat nicely in the bank. Then suddenly there were all these great opportunities and "cheap" shares. Anyone who remembers the middle/end of 2021 will remember how "cheap" everything was.

I bought and bought without much idea. Paypal and ATH? Bring it on. Biontech at the ATH? Corona stays forever. The train continues to travel easily up to €500. Facebook on the ATH? Here we go.

Completely clueless, I spent my hard-earned money on shares whose value I couldn't really estimate. I had no experience. Instead of starting with one or two ETFs, I wanted to turn cold pants into Buffet 2.0 and ended up not even being the Dirk Müller of Wish.

The losses then made me super insecure. I then sold shares when it was far too late and nonsensical. Example: Meta at €100 with a big loss.

In the bear market, of course, I didn't have the courage to collect the fallen tech angels and so this recovery went almost without me.

I have only really had a plan since fall 22, although my initial mistakes still make me cautious.

Now, after more than 2 years, despite all the mistakes, I am proud and happy not to have drawn a line at -10%. I stuck with it, acquired knowledge and stayed on the ball. Now I have been rewarded with a 0.3% return.

My stock market career started more or less 2 years late. But with a lot of lessons learned and some experience under my belt.


ui, that was a lot of lines.

Thanks to everyone who has read it. 👍🏻

To all beginners. Take me as a cautionary example.

-> best regards

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40 Comments

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Lessons are paid, as always. The trick is to learn from it as quickly as possible and develop your own strategy
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@Ayecaramba256 and you German
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@AndreasRose obviously a typo you victim
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@AndreasRose important comment. My goodness
@Ayecaramba256 what do you mean
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Thank you for your courage in posting the mistakes you made. Congratulations on the plus. 👍 With a little patience, it will certainly go up a lot. Think positively and keep going, and just keep dealing with the issue. We've all made mistakes, the important thing is to learn from them. 👍
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Your text could have been mine. I went public on February 21 and thought I would get rich quick with Canadian pennies... Fortunately, I spent hours and hours educating myself about the stock market and collected the fallen tech stocks last year... Now I'm still at -0.1%. But I hope my portfolio turns green this year. Keep at it and don't give up. 🗡️💥
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Thank you for your honest contribution! This post is totally important between all the "high returns posts" and gives courage to people with less experience and returns. I also started in 2021 and it was almost all downhill for 2 years and here you usually only see the absolute high performers depots, which takes away some of the motivation 😊
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I feel, take May 21 and your 3 in red to the front and we have/had the same path. In the end, patience pays off and unfortunately a personal strategy doesn't fall from the sky either. I think everyone has to go through it somehow. Good luck 👍
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Honest words that many people don't have the courage to say. I think it's great of you to post something like that, I think many people in the community feel the same way, including me. Learn from every "defeat" and you'll be a "winner", at least to some extent. I wish you every success and luck for 2024 and the future, you will definitely do better than the last two years 🍀
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It's nice to hear a few honest words about the opportunities and risks. More pleasant than the self-congratulation of some others who lead you down the wrong path
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Strong words 😄💯☄️
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I felt the same way, plus I also added knockout certificates, which is why I am now still €3000 in the red. Overall, my loss pots are minus 6000€ with a portfolio value of 18,300€, so quite a lot of learning money
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@Fanatics oh ha... Have you only been on the stock market for a short time?
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@He-Man since July 22
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I would be happy to be up 0.03%. I'm certainly still a few years away. But I'm glad to have had the experience of a low 5-digit portfolio after one year instead of a 6-digit portfolio after 20 years. Everyone licks these sweet fruits of fast money. In any case, my portfolio is back to 4 digits and so is my loss. Congratulations on your plus, from now on it's off with you.
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Hmm looks quite similar for me. Joined in June 2021. A bit more back and forth for me. I've also been in ETS from the start. Some stocks where I thought I was clever have successfully slowed down returns. Now at almost +- 0. when I would probably be solidly in the plus with a world etf. Not taking everything so seriously is my motto. My attempts today are to put most of my money into an accumulating world etf and to take a few shares, some with dividends, for fun and psyche.
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And what have you decided for yourself now? Will you continue to gamble with individual shares or would you prefer to invest in an ETF in the traditional way?
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@Luffy3D2Y I now invest a lot of my money in ETFs. I almost only buy individual shares in large companies when the price has fallen slightly. But even then only with small tranches and no "zock" spades or high risk/high reward.
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@Luffy3D2Y and 90% of them are dividend-paying companies. this is also why it took so long because the divi stocks have performed so well over the last 9-12 months
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All good bro. Also 2 years in and the last 3 months have put me 5000€ in the red. All thanks to a "small" gamble... But lesson learned
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plus is plus
Everyone becomes a long-term investor when his/her portfolio is in the red ^^ stop loss is the key
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I feel the same way. Great contribution.
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I would say that absolutely everyone who actively buys sole proprietorships has already learned a lot.
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I also got myself a few bloody noses years ago, primarily in the penny stock area, and made a loss of 20k... I was looking for THE tenbagger or more, and my strategy consisted of hope, fear and prayers... Solarworld was also a very, very unreasonable interim episode... Severstal $SVJTY (long before the Ukraine war) was then my first stock that I looked at fundamentally, and preferred to Mechel $MHSE. This is where I realized my first 10k profit.
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1 to with me so you have tips for me (been with me for 1 year)
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@Lumimyrsky Just start with ETFs and get into individual stocks with a small amount of capital. It really takes 2 years (for me) to get a feel for everything. Which doesn't mean that you don't make any more stupid investments 😉
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What is a summary of lessons learned. The gem of your post will be hidden there. Congratulations for pulling through and good luck moving forward! 🍀
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@Sparbuch_deluxe...I congratulate you on your courage to start all over again, despite the price you had to pay. It's great that you've learned from it and are now continuing your education in stock market and investing matters. That's the only way it can work. And first analyze the companies that are available before you buy.
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Heh, what can I say. Walked in at the end of December 21. Thought I was the undiscovered master too. I really made many, many, many mistakes. Including many, many unnecessary small trades, which of course cost me fees and caused me to burn money senselessly. This year I was able to pull myself together a little better, but here and there one slips through where I think to myself in retrospect: "Boy, what have you done to yourself" :D I will end YTD with a plus. I'll probably still need All-Time next year. Then hopefully I'll head north.
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It was no different for me at the beginning. I jumped on almost every horse back then (yes, even the dead horses). Now I earn more money with a simple "no". :) Keep at it! Recognize mistakes, find the causes, draw conclusions and learn from them.
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Sounds like me too, I've been up 0.1% since yesterday 😄
I can feel it. Exactly the same process for me.
So savings plans are garbage. ath no longer invest ?? how should they continue to rise anyway ?
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@AndreasRose unfortunately your comment is not understandable
@Sparbuch_deluxe Are they stupid??? What don't they understand?
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@AndreasRose All right. Not like that. Take a look at the crap that was written before you insult... ciao
@Sparbuch_deluxe what don't you understand ???
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