Rene · 2023-09-15T07:01:20.066466Z

Trade Republic raises interest rates on non-invested deposits to 4% from 01.10. https://www.wiwo.de/finanzen/geldanlage/fintech-trade-republic-hebt-zinsen-auf-4-prozent-und-bietet-nun-anleihen-an/29392312.html

1Yr

Trade Republic even has monthly interest credit, or am I wrong? 🤔

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Rene@Rene86

1Yr

@femkelbn Yes, right

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Femke@femkelbn

1Yr

@Rene86 I'm sure that makes the whole thing really interesting for many. Thanks for the info! ☺️

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Rene@Rene86

1Yr

@femkelbn Gerne 😊

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user0e3jddwsjxu@user1d7gf8465j461735

1Yr

@femkelbn I have read that you are also investing your nest egg at $XEON like me. The €STR is currently 3.6% and therefore less than the 4% at TR. Would it make sense from your point of view to shift the nest egg from $XEON to TR?

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AndyGhandy@AndyGhandy

1Yr

@user0e3cb4560e844053 Sure, but only up to 50k

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Femke@femkelbn

1Yr

@user0e3cb4560e844053 No, the €STR has also increased after the interest rate hike yesterday.

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Robert@Zony

1Yr

@user0e3cb4560e844053 I leave my nest egg at $XEON and everything that is left over remains at TR. It has worked well so far and reinforces my "no bank hopping" policy.

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Tim@timg1355

1Yr

That's crass... I'm curious if and when Scalable Capital will follow suit.

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Fii@Fii

1Yr

For me it usually takes 2-5 hours (TR - Comdirect)

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Ronald@AlterMann

1Yr

Not bad. How long do the withdrawals take? At the moment I have the call money with Santander, there it is transferred in real time

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Onur@Dlyrk88

1Yr

@AlterMann So far I have always posted the interest credit on the 1st of the new month.

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RHPG@Rentner

1Yr

@AlterMann interest is always credited on the first of the month payout seems to take a bit longer with TR - I have no experience with payouts

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Patrick@TheHunter96

1Yr

@AlterMann 1-2 days takes the payout with me so on average

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Hannah@HannahMD

1Yr

@AlterMann Approx. 2 days. Have debited something Monday, Wednesday it was there. :)

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Johannes@Johannes_J

1Yr

@AlterMann So for me it took once already about 3 days, but the last payouts were always on the same day on my account (paid out in the morning)

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DieCordula@DieCordula

1Yr

@AlterMann with me also 2 days only

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user15de47a11615485c@Loki0815

1Yr

@AlterMann as already mentioned, interest credited monthly. deposit, withdrawal I have never had a problem. for example, in the evening (at the next possible time) transferred then was the following day (working day) between 15 and 16:00 clock the money in the clearing account. withdrawals the same. Usually 24-48 hours the money was available with the 4%. As long as it exists, it is in my eyes the absolute alternative to the call money account. Even with the booking times. the nest egg I have on my checking account for larger spontaneous things. I currently use my clearing account 4% at Trade Republic. However, Trade Public has shot itself with the new update tremendously in the leg what is confusing and chaotic in my eyes. The has been more emphasis on Schickimicki and colors, as related to practice. But that's what I use getquin for at the moment.

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Ronald@AlterMann

1Yr

@Dlyrk88 @Rentner Yes, I know that the interest comes on the 1st of the month. I wanted to know how long the money takes until it is on my checking account at my house bank.

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PiHu@PiHu

1Yr

@AlterMann for me 2-3 days from TR to current account

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JEhmke@JEhmke

1Yr

@AlterMann Varies, usually 1-2 days. But have also once had to wait 5 days. (Mon-Fri)

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Variuzoo@Variuzoo

1Yr

@AlterMann with me also 2-3 days, so like a standard transfer

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nikochin@nikochin

1Yr

Mmmh, still limited to 50k

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Timur@Timur94

1Yr

Do you already have the four percent interest rate in the app? I still have it at 2 percent.

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Florian@Flo2k1

1Yr

@Timur94 The interest is only available from 01.10.

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Florian@Flo2k1

1Yr

@Flo2k1 Sorry you have to reactivate the 4% again. On the tab "Cash" at the bottom click on benefits

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Timur@Timur94

1Yr

@Flo2k1 with me only the 2 percent are already activated, but also do not have the new interface yet?

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Florian@Flo2k1

1Yr

@Timur94 Worked for me after restarting the app

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Golden B.@Buffalo

1Yr

@Flo2k1 Can you please explain where you find the Cash tab in the app?

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Timur@Timur94

1Yr

Think until 1.10 it is also displayed with me, is certainly still rolled out

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Golden B.@Buffalo

1Yr

@Timur94 Ok, because some are already talking here about new update which should be very repulsive. For Android nothing is out yet, so the question where this tab "Cash" should be.

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Florian@Flo2k1

1Yr

@renditenbulle In the new version at the top. Can not be overlooked.

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Golden B.@Buffalo

1Yr

@Flo2k1 I don't have the new version yet. It only seems to be available from Apple for the time being.

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Timur@Timur94

1Yr

@renditenbulle When is the Android update finally coming, I'm already hot as frit fat

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Tino@parlania

1Yr

When exactly? Today still 3.635 https://www.ecb.europa.eu/stats/financial_markets_and_interest_rates/euro_short-term_rate/html/index.en.html

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ValueWilli@ValueWilli

1Yr

Hammer!!! Return on investment at last! My penny stocks 💩 only ab😂😂😂

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Bronko385@Bronko385

1Yr

Korrekt

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Wingzujb@Hooorrrur

1Yr

Crass, makes then thus approx. 150€ interest in the Monat👌🏼

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Tobi60@Tobi60

1Yr

@nvinvestings 166 if you have 50k onn clearing account

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user0e3jddwsjxu@user1d7gf8465j461735

1Yr

Can anyone tell me why the €estr today is still after the interest rate increase 3.65? Thought that should also be increased since Friday

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Florian@Flo2k1

1Yr

@user0e3cb4560e844053 Somewhere I read September 20

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user0e3jddwsjxu@user1d7gf8465j461735

1Yr

Ok all clear 👌🏼

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Alexander F.@alx2k12

1Yr

Unfortunately, I am waiting in vain for the update of the app. I neither see an update nor have I received the new version. I also do not see the new UI and have no way to activate the 4% at TR.

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Stewie G.@Stewie

1Yr

Gibts vei C24 even since September

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Robert@Iwant_money_423

1Yr

Directly park 50k on the account of the account

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Deleted User

1Yr

Comment was deleted

Hamburger J.@K_HH_Invest

1Yr

@Drachen yes. Trade Republic does not have a full banking license and therefore has to transfer the invested funds to other banks with full license. Presumably, by activating you will agree to the new T&C.

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Jos-hua27@JoshuaKu

1Yr

@Drachen was nevertheless same play with the 2%, new AGBs, new confirmation necessarily. so like everywhere

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