So wait. If you could get rid of your car, you would get
- 450 eur / month freed up - the cost of alternative transportation
- A free workout each day, meaning you could stop allocating time/money for sports/exercise, if you so choose.
Because that amount of money could potentially buy you half a day off -every week- or a large extra amount to invest or to spend on actual wishes.
That being said
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Currently my (NL) car costs me about
150/month in depreciation + repair cost (estimate)
150-200/month in fuel
47/month in taxes
43/month in required insurance
making it 390 - 400. For a relatively cheap car (a secondhand 308 I was able to purchase from a family member at a lovely 7.000 eur.). In about 5 years, which is less than the expected economical lifetime of this car, I'll have paid down the complete depreciation to myself by placing it in a high-yield savings account to at least match inflation.
I can save a bit on expenses by driving less and more economical, buying fuel in germany (which is 5 km from here, so combined with a groceries run it's worth it) and making sure I compare new insurances once each year.
A fun way to make cycling 'feel' better is to calculate your average cost /km for your car and translate that to how many minutes you need to work for it. At short distances, the time spent cycling < the time spent driving + the time spent working to pay for the drive.
- 450 eur / month freed up - the cost of alternative transportation
- A free workout each day, meaning you could stop allocating time/money for sports/exercise, if you so choose.
Because that amount of money could potentially buy you half a day off -every week- or a large extra amount to invest or to spend on actual wishes.
That being said
---------------------------------------------
Currently my (NL) car costs me about
150/month in depreciation + repair cost (estimate)
150-200/month in fuel
47/month in taxes
43/month in required insurance
making it 390 - 400. For a relatively cheap car (a secondhand 308 I was able to purchase from a family member at a lovely 7.000 eur.). In about 5 years, which is less than the expected economical lifetime of this car, I'll have paid down the complete depreciation to myself by placing it in a high-yield savings account to at least match inflation.
I can save a bit on expenses by driving less and more economical, buying fuel in germany (which is 5 km from here, so combined with a groceries run it's worth it) and making sure I compare new insurances once each year.
A fun way to make cycling 'feel' better is to calculate your average cost /km for your car and translate that to how many minutes you need to work for it. At short distances, the time spent cycling < the time spent driving + the time spent working to pay for the drive.
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@Joostkroes Captain obvious 🫡
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