3Sem.·

Our portfolio with a focus on dividends

Hello everyone :)

I would be interested in your assessment and swarm intelligence on the portfolio.

I've only recently joined getquin and have often seen people reviewing each other's portfolios here. I'm curious! Also to any suggestions for improvement.

(Currently $ENB (-0,41 %) in planning as a further purchase)

If you have any questions, I will consult with you and then answer them thoughtfully (takes a while) Thanks for your feedback!

4 Commentaires

3Sem.

Looks quite good. Nice to see an older portfolio with >10 years of history. 10.7% p.a. is also solid.

Nevertheless, the provocative question: why no ETF, at least as core?

And, to go into more detail: why exactly the stocks you have in your portfolio? What are your assumptions that these stocks will outperform the market? How do you weight your positions, when do you buy, when do you sell if necessary?

Greetings 🖖

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Marcus@mrcs_o

1Sem.

Hey @KevinE,

thank you for the detailed feedback and the exciting questions! 😊

I'm actually deliberately focusing on individual shares at the moment - mainly because of the regular cash flow from dividends. This is simply more "fun" for me than ETFs, which often pay lower dividends.

I have a separate ETF savings plan (on the MSCI World, among others), but it is not included in the portfolio shown here - simply to have a bit of diversification via the passive route.

My overriding aim is to build up a portfolio that generates monthly capital gains over the long term - ideally without capital depletion. It should therefore be more of an instrument for retirement provision that can even be bequeathed easily in case of doubt.

As far as the selection of stocks is concerned: I focus on solid dividend payers from various sectors, with business models that are as stable as possible. Targeted outperformance was never the goal - but if it happens, I'm happy to take it 😉

For me, weighting tends to be manual and based on gut instinct, depending on how convinced I am of a company. I usually make additional purchases during setbacks or when the dividend yield becomes more attractive again. Selling has been the exception for me so far.

Looking forward to further exchanges!

Best regards ✌️

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Kevin E.@KevinE

1Sem.

@mrcs_o Then we are basically very similarly positioned, but I've only been there since 2018. I have sold 4 companies so far, as well as a few spin-offs (Daimler Truck, Veralto, Kenvue,...).

My ETF share (all dist.) is ~27% at the moment, I basically want to get it towards 50%. But the individual stocks have (so far) performed better on average than the ETFs. And the deposits also have less and less impact due to the fact that a certain size is available.

For me, dividends are usually relatively high and stable for individual stocks (Realty, Rio Tinto, BAT, Ares, Hercules,...) or low but rising sharply (Microsoft, Broadcom, MSCI, Nextera, Deere, Mastercard,...).
Plus a few solid stocks like McDonalds, Hannover RE, J&J, to stabilize the portfolio.
As a result, my average dividend yield is not too high, probably lower than yours despite the high dividend stocks.

I'll definitely take another look at your stocks in detail.

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Gi Vey@Nofan

3Sem.

Well done. But what if the two highest titles are canceled? Or the other 5? How high is the risk? Set up wider? These are questions you have to ask yourself.

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