As someone who will soon have to invest a high six-figure amount over a 15-year horizon, I am considering whether European ETFs would also be a good alternative to mixing with emerging markets, or an all-world ETF, which, given the cycle you describe, will rebalance with an admixture of some EM and EU small cap.
Edit: My current plan is a portfolio of equities via ETFs 36% US, 36% EU, 12% Asia, 3% Pacific +Rest
Bonds: +8% EU, 2.5% Canada
(what is missing from 100% are small caps through the ETFs)
Edit: My current plan is a portfolio of equities via ETFs 36% US, 36% EU, 12% Asia, 3% Pacific +Rest
Bonds: +8% EU, 2.5% Canada
(what is missing from 100% are small caps through the ETFs)
••
5Mo
@AristideHalbseid Sounds like a plan. I can't say whether it's a good one.
In any case, you would have a high cluster risk in equities. Have you ever considered the Epi portfolio: 60% world ETF, 20% gold, 20% BTC?
That would give you much more asset class diversification. Otherwise, perhaps strategy diversification via these assets would be a good idea: 50% B&H, 50% SMA200.
In any case, you would have a high cluster risk in equities. Have you ever considered the Epi portfolio: 60% world ETF, 20% gold, 20% BTC?
That would give you much more asset class diversification. Otherwise, perhaps strategy diversification via these assets would be a good idea: 50% B&H, 50% SMA200.
•
11
•@Epi Thanks for the food for thought.
•
11
•
@Epi Which world ETF can you recommend for 60% of the portfolio?
••