3Sem.·

One-off purchase or increasing the savings plan? - 2.0

I had already asked this question a year ago, but now I have to make a final decision. Due to a private circumstance, I have now received a higher amount of cash. My basic idea is to invest my ETF Core (consisting of $WEBN (-2,73 %) and $TDIV (-0,52 %) each with a large one-off purchase. Because I think the market is currently overvalued due to AI, I'm torn as to whether I should invest everything immediately, wait and see or increase the savings plan.

Do you think there will be a significant setback in the near future or do you think this assumption is unrealistic?

7 Commentaires

Musikerie@Musikerie

3Sem.

You never know, but for higher amounts it can make sense to set tranches

But I wouldn't wait and see.

•

ShrimpTheGimp🦐@ShrimpTheGimp

3Sem.

@Musikerie I agree... you're not doing much wrong with your ETFs anyway. It would be different if you were to pump a larger sum into the Nasdaq or AI/Semiconductor.

•

PresidentDonkey@DonkeyInvestor

3Sem.

Overvalued because of AI? The AI transformation has only just begun. Many companies that are not directly involved in the AI supply chain have huge potential for productivity gains in the coming years thanks to AI

•

structure@structure

3Sem.

@DonkeyInvestor thanks for the comment and your interesting post

•

A@nitroxx

3Sem.

I would run a savings plan, I find larger one-off payments difficult (for me)

•

T.@Investorjunkie

3Sem.

I would also start with a savings plan for the AZH, and if it corrects more strongly, you can also buy larger amounts. Otherwise store the rest in the money market ETF

•

Aristide H.@AristideHalbseid

3Sem.

Work out the tranches for 12-15 months for your new cash amount. Put all the money 50/50 into $XEON and $ERNE and invest monthly in the ETFs.
For 5%, 10%, 15% setbacks of the two ETFs, plan a tranche increase outside the monthly tranches.
Always see the setbacks from the last all-time high and not local highs as a new relative value from which you calculate 5, 10 and 15% setbacks.
No channel advice.... But that's how I do it.

•