Hello everyone,
still relatively new here, started with small values myself in January 2024 and then in summer/fall had all pension funds and other savings funds liquidated and taken over by our "financial advisor" (Lesson Leaned)
Now I have invested a chunk here and there, sometimes a bit wildly. Most of it now in December and January (hence the low return).
I am in my mid-30s and would like to build up a side income with dividends over the next 10 years, in addition to my ETFs, which are intended to be used for retirement in the long term.
I have 4 dividend ETFs in my portfolio and would like to reduce this to 1-2 ETFs. I have already looked through JustETF and there are pros and cons for all of them.
These are in my portfolio:
The $JEGP (+0,05 %) is disproportionately represented because the return convinced me, but it does not have the lowest annual costs.
I would like to reduce to 30 positions, some smaller shares are "attempts".
The plan is 65% ETF, 15% dividend ETF, 15% dividend stocks (does that make sense?), 5% growth stocks. I can invest about 3500€ per month. I might want to sell part of it in 5-6 years to have the equity for a house. That would then possibly be the individual shares (partial sales).
What do you think? Which one should I save in the long term?
Best regards and thank you for your opinion.
