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An unusual approach, but it is an approach. Better than just randomly buying something together. I wish you every success.

However, I do think that you can make more than 7% with ETFs over 40 years. If you make 7% p.a., that would be more realistic and then, with an investment horizon of 40 years, the compound interest effect adds up to quite a lot.
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@NichtRelevant Thank you very much and good luck too. I don't want to put right or wrong here because there is no such thing and I don't find the approach that unusual. Perhaps it is unusual in terms of private investors. But institutional investing with similar principles I wouldn't say the same because that's a lie I say similar.
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