4J·

Fixed monthly contributions

I changed my fixed monthly contributions from the ETF SP500 to this MSCI World index fund, the change is to diversify around the world and not have 100% in 🇺🇸 and on the other hand I have the tax issue of 🇪🇸, with funds you can make transfers from fund to fund without paying taxes, with ETFs you have to go through cash ... So in the long term it is very beneficial to be in funds and not in ETFs.

(my monthly contribution to the fund will be €300).

04.06

FEP

MSCI World Index P

Acheté x29,57 à 11,16 €

330,00 €

7 Commentaires

Jose@Kspykee

Good morning, I have approx 65% in funds and the rest in shares (starting now with ETFs). For Spain, it is fiscally much more favorable the funds without a doubt.

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Swin@swinbbe

@Kspykee the funds are the best... moving from fund to fund without having to pay taxes is a great tip.

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Jose@Kspykee

@swinbbe I go beyond the recommended horizon of 3-5 years. Every year, if I see an opportunity, I change.

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Swin@swinbbe

@Kspykee Good one! I'm going to stay in msci for many years... I'm going to add also something fixed for next year and keep those two for many years, until it's time to rebalance and move a percentage to a quieter fund.

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ThemenmitKopf@topicswithead

i recommend 321,- or 333,- €

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Swin@swinbbe

@_Hippo_ The operation comes out to 330, because I had those 30 left over and I added them. If I have something extra, I always add it. Thanks for your comment.🫡

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Atom.Shift@anas_232

@_Hippo_ why 321 or 333 can i know the reason?

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