My portfolio

Here is my small portfolio again.

I haven't changed everything yet, but I've already started.

$ISPA (-0,29 %) will be liquidated on the 16th and invested in $VWRL (-0,45 %) invested.

$MSCI (+0,17 %) was a gift via TR, but I will also sell it.

The $SPPW (-0,55 %) I'm saving something for my niece.

So that I can give her a nice handout in 13 years' time.

The savings rate will be increased every year.

$VOW (+0,98 %) I've slipped up with the saveback conversion.

And $BVB (+0,15 %) I only wanted one share because it's my club.

If you have any suggestions for changes, please let me know

10Mo

Far too many small positions, I would simply put everything into the $VWRL. You would ride much better with that than the way you are set up now.

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Concentration builds wealth, diversification preserves wealth...

Personally, the positions would be too small for me in terms of the total amount. I would rather save fewer positions and expand them further