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There is always someone who does it better than you.
Maybe your friend drives with more risk to get the 15%, but you might have more stability🧐
Comprehensive insurance is more expensive than third-party liability, but you're in a better position in the event of a claim. And no, I don't work for Check24😄
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@Mark777 In this case, it doesn't really apply. I also have hardly any defensive stocks. However, the choice of shares didn't actually play such a big role. The decisive factor was investing €60,000 as a one-off investment over 3 years vs. €15,000 annual savings installment over 5 years

Calculated according to TTWROR, this is +50% versus +40%. So the shares didn't do that much better, but the period is much shorter, which is why there is such a huge difference.
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