1Année·

After some thought and consideration, I have decided to reduce the emerging markets focus to one country.

I am taking the money for this from the $SEDY (-3,96 %) and the $EXXW. (-5,46 %)

Of course, I have deliberately invested heavily in the Indian market. There is no dividend either (@Fabzy like that). But since I look at my ETF portfolio separately anyway, that's not so tragic.

I think that India still has a lot of potential and I definitely like being invested in India better than in China. Brazil would also be interesting, but I'm not quite sure about that politically.

Vietnam would also be something. But for now I'll stick with India.

Below you can see me looking at a few companies in a café during my last vacation in India. As you can see, India as such has won me over.

P.S. Yes, it has become the Franklin, despite a lower volume than the MSCI India. But I like the concept as such better and the TER is much lower (only 0.19%).

24.11

Franklin (Templeton) FTSE India ETF

Acheté x63 à 33,16 €

2 088,77 €

43 Commentaires

Epi@Epi

1Année

Interesting considerations. Can you briefly explain why South America didn't stick around? After all, India is one of the most expensive stock markets in the world.

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Ella Marie Waschbär@DividendenWaschbaer

1Année

@Epi Yes, it's relatively expensive at the moment, that's true. In the long term, however, it will probably (and hopefully) still be cheap. I could imagine South America as a separate ETF. However, I'm not sure where the politics in Brazil will lead. Argentina is also interesting now, although the introduction of the USD is very radical again. I've done less work on the other countries (not to say not at all 😅)

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Epi@Epi

1Année

@DividendenWaschbaer Interesting. From your reason against Brazil, I conclude that you are sure where India's policy will lead. Correct? What about the geopolitical conflicts with China, Pakistan?

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Ella Marie Waschbär@DividendenWaschbaer

1Année

@Epi Not safe, but safer. India has a functioning democracy. That is an advantage compared to China (in the long term). As far as foreign policy is concerned, Brazil is still quite undecided, as far as I've noticed so far. India is also still very attached to Russia and buys from it. However, I have the impression that India is trying to remain relatively neutral and is simply not losing sight of its own economy and its own advantages. Of course, the regional conflicts should not be neglected. But I hope that nothing escalates. Ultimately, it is also in India's interest not to let anything escalate there. Of course, you never know. Ultimately, however, I actually see India, Mexico, Brazil and Vietnam as the most interesting countries here (in that order). As I said, Argentina could become interesting now. But a lot has to happen there first. I actually see China as having the most potential. The political situation there (with Taiwan but also with Russia) is too volatile for me at the moment.

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Epi@Epi

1Année

@DividendenWaschbaer I did some quick research. India has a score of 6.61 in the Economist's 2022 democracy ranking, Brazil has 6.86. So either you have other sources, or your judgment is not based on facts. With its caste system and discriminatory religion, India certainly has problems that stand in the way of a free economy. I am not saying that India is not an interesting market. But it is a complicated market with a foreign culture that is difficult for us to understand. Not as foreign as China, but more foreign than Christian South America, which is simply closer to capitalism and the free trade agreement with the EU is also up in the air. This could completely reshuffle the global cards.

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Ella Marie Waschbär@DividendenWaschbaer

1Année

@Epi I am well aware of that. That's why I said that India has a functioning democracy compared to China. And then I said that Brazilian politics is currently still too uncertain for me as far as the future direction is concerned. Especially (but not only) in terms of foreign policy, which is why I think Brazil is very interesting. But only after it is clearer in which direction it is heading.

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Kevin E.@KevinE

1Année

@DividendenWaschbaer I can confirm that. I have a friend from São Paulo who emigrated this year (to the NL). Couldn't stand it in BR any longer. Extreme corruption in politics and business, robberies in broad daylight in large parts of the city (sometimes you have to take off your new Nikes at gunpoint), etc. He left his family and partner behind and will only return when he feels the situation is changing. He now knows many people who have turned their backs on Brazil (engineers, doctors, etc.). Most of them probably love their home country, but can't stand it any more at some point - especially those who get around professionally and can therefore make comparisons. S

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Epi@Epi

1Année

@KevinC That sounds tough. A good friend from school has a Brazilian partner. Near Sao Paulo. He was there for a while, but then she went to Germany with him. It was clear that there are bad corners there and that every middle-class citizen has a house with walls in a gated community, but it's that bad... Brazil still has a long way to go. On the other hand, it's interesting that they're still in a better democratic position than India. Sometimes a grumbling German needs to be brought back down to earth. 😅

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Kevin E.@KevinE

1Année

@Epi Yes, I thought it was pretty extreme when I first heard that. India has enough problems for that too, of course. I think if I had to choose, I would lean towards Brazil (without having traveled to both countries). I was once offered an expat position in India and looked into it a lot. The living conditions (which you get from intensive research without any personal experience) actually put me off accepting the - otherwise very attractive - position. I think you can have good experiences in many countries, but also bad ones. The probability varies a little when in doubt 😅 Back to topic: all this has little to do with the stock market in the respective countries. I have had experience with Infosys and was amazed at how well the training courses worked, for example.

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Epi@Epi

1Année

@KevinC I'm not entirely sure that these social factors have nothing to do with the stock market. Intuitively, I would say yes, stable, healthy society = stable, healthy economy = stable, healthy stock market. What's wrong with that intuition?

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Dividende > Zinsen@GoDividend

1Année

"Anyone who buys British American Tobacco or Unilever shares in their portfolio, for example, indirectly participates in the Indian subsidiaries of the two companies via this "detour" with 28% or 37% of the invested amount." The plus of my 0.4% share in the etfs is enough for me 😅 A short, detailed report on India? If you haven't read it yet: https://abilitato.de/indische-aktien-kaufen-einfuehrung-fuer-aktionaere/

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Ella Marie Waschbär@DividendenWaschbaer

1Année

@GoDividend That's one of the reasons why I gathered information and inspiration. Funnily enough, the report appeared at just the right moment.

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Dividende > Zinsen@GoDividend

1Année

@DividendenWaschbaer I was already thinking and waiting for someone here to mention India after this one appeared. I found it very exciting

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Ella Marie Waschbär@DividendenWaschbaer

1Année

@GoDividend In any case. Very interesting and totally detailed

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Fee@Foxman

1Année

You can get in with savings plans... but there are better investments.

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TimUppi@TimUppi

1Année

Do you always take the pictures with ChatGPT?

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Ella Marie Waschbär@DividendenWaschbaer

1Année

@TimUppi No. Sometimes like this, sometimes like that. It depends on what I have to hand and what kind of picture I want to take.

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Topper H.@TopperHarley

1Année

@DividendenWaschbaer chat gpt does not paint. Which tool do you use?

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Ella Marie Waschbär@DividendenWaschbaer

1Année

@TopperHarley Midjourney, Dalle2 or sometimes 3 and sometimes something else that I find via Google if none of the results appeal to me 😅

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Topper H.@TopperHarley

1Année

@DividendenWaschbaer I forgot to express it more positively: I think it's great. I like it very much ;-)

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TimUppi@TimUppi

1Année

@TopperHarley
But ChatGPT can also create images by simply typing them in. I can only recommend it😁

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Topper H.@TopperHarley

1Année

@TimUppi give me the address. About https://chat.openai.com it says that he cannot paint pictures....

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Evcharista 🇨.@Evcharista

1Année

I also have India. I think it's a good market

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Epi@Epi

1Année

I see. So I think the combination of India and Brazil is pretty interesting in the long term.

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Ella Marie Waschbär@DividendenWaschbaer

1Année

@Epi Definitiv!

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Busfahrer@BBob

1Année

I am interested in his AI image program 😅😍

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DerMartin@DerMartin

1Année

I have overweighted Brazil in the EM

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T. K.@Endbenutzer

1Année

I absolutely understand your decision.

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Holzkopf@Holz_invest

1Année

If you're only looking to invest without China, there's this ETF: $EMXC. I don't think the breakdown of countries is bad either.

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Ella Marie Waschbär@DividendenWaschbaer

1Année

@Holz_invest thanks for that. It was more about the European Championship in general. I think India performs best in the long term. I think the price rocket will ignite there first and most strongly.@Kundenservice take a look at the 10 largest positions in the ETF mentioned above. I think something is wrong there.

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Kundenservice von getquin@Kundenservice

1Année

@DividendenWaschbaer Synthetically replicating and therefore correct. The ETF does not replicate the index, but the return by means of swaps. This is why the issuer also distinguishes between "index components" and "ETF components". :) https://www.amundietf.de/de/privatanleger/products/equity/lyxor-msci-emerging-markets-ex-china-ucits-etf-acc/lu2009202107

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Felix@Investor_in_Jogginghose

1Année

I can't think of 3 companies from India where I see great potential.

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Ella Marie Waschbär@DividendenWaschbaer

1Année

@MiIliardenmehling In fact, the ETF has a very high financial weighting. Of course, we must not forget that the Indian market itself is already huge and that there is still enormous potential there. Depending on what China does politically, India could sooner or later take over China's role. Of course, we are talking about many years and not the next few months.

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Felix@Investor_in_Jogginghose

1Année

@DividendenWaschbaer So it's probably a mcap weighted index where just the fattest companies get in. Bank of India and other junk probably. It's the same with the Dax. Deutsche Bank, Lufthansa and the like are only included because of their size and not because of their potential.

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Ella Marie Waschbär@DividendenWaschbaer

1Année

@MiIliardenmehling Yes, in principle it is like the DAX, although the FTSE India also has mid capitalization (and not just large). In addition, the largest position is capped at a maximum of 30% and each additional position at a maximum of 18%

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Schweizer_Investor@Alumdria

1Année

How can I understand that now? Are you only going to buy Indian shares, or are you just diversifying your portfolio a little better? But I think it's good that you're also thinking about other markets. It's not just the USA, Germany, Switzerland and Japan😅

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Ella Marie Waschbär@DividendenWaschbaer

1Année

@Alumdria Just diversified. Until recently, I also had the EM Dividend and the Asia-Pacific Dividend Select 50. Focusing on dividends in the emerging markets (where growth is important) is not wrong, but it is less optimal. I have therefore decided to reduce the Asian and EM sector to India. In addition to the All World Dividend growth and the MSCI world (remaining portfolio), I currently only have India as an EM sector. Sooner or later, I could also imagine a Mexico or South America ETF, as well as Vietnam. At the moment I'm happy with India as the only one. China might come along at some point (that would be my first choice), but the political situation would have to defuse again.

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Moritz@leveragegrinding

1Année

Why did you change your names like that

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Ella Marie Waschbär@DividendenWaschbaer

1Année

@leveragegrinding Because we can

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Moritz@leveragegrinding

1Année

@DividendenWaschbaer fair😂

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Nico@itZNico

1Année

You are always indirectly invested in China, whether EM ETFs or Western companies. If the worst comes to the worst, you would probably be safer with gold in your portfolio. Long-term bonds less so, because they are shaved by inflation in crises.

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Ella Marie Waschbär@DividendenWaschbaer

1Année

@itZNico That's right and I think that's a good thing. At the moment I'm just too unsure about investing in China with an additional focus. If I were already invested with a China ETF (or even with individual stocks), I would stay in anyway

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Dividendenbaum@Dividendenbaum

1Année

ChatGPT4 can create images

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