8Mo·

Bonds

Question for the Getquin community.

I am considering adding a small portion of my portfolio to a bond etf in addition to an equity etf.

I would be interested to know if anyone has had any experience with such etfs.

For example $AGAC (+0 %)
$VAGE (-0,14 %)

Or would you only invest directly in bonds?

Just invest passively and for the long term as a retirement provision.

I would appreciate any answers.

Thanks in advance.

14 Commentaires

sagt@konfuszius

8Mo

It depends on what you want to achieve with it.
If you want to secure the coupon for the next phase of low interest rates, individual bonds or target maturity ETFs are more likely.
If you want to counteract the overall volatility of the portfolio with a passive instrument, then a government bond ETF that specializes in long maturities is more likely. Stronger price fluctuations, but normally uncorrelated to the equity market to such an extent that it has a stabilizing effect.
The above-mentioned funds are somewhere in between. They bob along, don't fluctuate so much, stabilize a little.
I have all three building blocks in my portfolio with $VAGE, $IBGL and individual corporate bonds. But it's not a young growth portfolio or anything like that, it has to fit in with the objectives.

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Kanye I.@Kanye-Invest

8Mo

I would also be interested

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Friese84@Friese84

8Mo

Over the past few weeks, I have been looking more closely at bonds, especially government bonds.
My portfolio is intended for retirement and I would like to have stability accordingly. Also, my investment horizon is not super super long (25 years).
I have decided to add euro government bonds. These are lower-yielding than US Treasury bonds, but you are also not exposed to currency risk.

I will probably add these two to my portfolio.

$MTE and $MTA

My portfolio will then consist of

50% ETF shares
15% gold
5% Bitcoin
30% bonds

I once did a backtest on https://curvo.eu/backtest/de.

https://curvo.eu/backtest/de/portfolio/50-msci-acwi-20-gold-spot-price-15-bloomberg-euro-treasury-50bn-1015-y--NoIgrADABQpABAWQMoGECScCCKDqGDUcATNPAOID2ANgCZwDOADhQC5yMBOAlgMYCmcQgEYwsOACEqFCgFsARnw4BzOAFEArhwpwAKhz4BDepoCecSHIB2cIRAC0IuAE1DHCRUt1hpCVNkLlNU1tSgA3RUsZPks2cQ86ITsAZmdXQXMxcS4WHgouSxAAGmBQcR0UIogAOggwAF1ikAARVQg21RwyIgAZJoB2SqqRBtA0VohxJIA1HQQAKQBOIUHhxu6AVSEANkgAFgAOBaT9sBX6xrG28S2AJTAiIjAFwfq6uqA

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Epi@Epi

8Mo

When considering bonds as an addition to a B&H portfolio, please note that almost all statements on the sense and nonsense of bonds are based on data from the late 1970s onwards.
However, 1980-2020 was a bond bull market of steadily falling inflation and interest rates (globalization, peace, stability, demographics).
That time is over! There is currently a regime change towards inflation and interest rates that are no longer falling. This radically changes the assessment of bonds in relation to equities.
Of course, there is little literature and sources on this. But perhaps a look at the bond performance of the 40 years before the current regime: 1940-1980?

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gorehammer@gorehammer