As part of my ETF DIY project, I analyzed $PYPL (-1,74 %) analyzed them using my self-developed valuation system:
Moat: 3/5 - Large user base, network effects, competitive pressure from e.g. Apple Pay/Google Pay
Growth: 3/5 - Solid sales growth, weakness compared to the overall market, medium level
Risk: 3/5 - Competitive pressure, macroeconomic risks (recession), cash flow vs. debt
Dividend quality: 0/1 - No dividend
Belief: 0/1 - Possibility for innovation, but I don't believe in it
Total: 9 out of 17 points
Savings plan is suspended - position is held.
If you are not yet familiar with my system and the ETF-DIY project - just take a look at my profile.
The complete analysis and my thoughts on it can also be found on YouTube: