6J·

Brief introduction & depot update - 18 years old, high school diploma, future with the Federal Police

Hey everyone,

I wanted to give you a brief update on my current situation and my depot:

I'm 18 years old, I'm graduating from high school this month and I'm starting my training with the federal police in September. I currently have €540 a month from my mini-job and an additional €540 half-orphan's pension.

As far as my portfolio is concerned, my previous crypto investments were deliberately intended as "play money". I am observing the market over the long term, but am not currently planning any further purchases in this area - more as a passive observer.

In terms of equities, I have concentrated on long-term savings plans. I currently invest €60 a month in each of the following PayPal, JD.com and Alphabet. The selection is deliberately long-term, with a focus on solid companies.

I have chosen JD.com as a Chinese addition - I would be interested to know what you think of this selection. Do you think there are better alternatives from the Chinese region or is it suitable for a little diversification?

After a short break, I will be investing exclusively via savings plans again from next month. It's important to me to invest capital consistently and maintain a certain discipline - especially now that the next stage of my life is about to begin.

I look forward to your feedback, especially on the question about the China addition!

All stocks except for $PLTR (+2,14 %) are down double digits. I can't do more than sit it out, but unfortunately I don't have any cash left to buy more. But I have invested €2450 this year.

Best regards

11Positions

8 292,01 €

8,12 %

5 Commentaires

Christian@Itsgoodtobebad

Hi Wiktor, not a bad set-up. With the S&p 500 ETF you are not doing anything wrong in my view with your long investment horizon. I'm a little skeptical about your satellites. These only make sense to me if they are capable of beating the S&p 500 (over 5-10 years) in the long term. I don't see that with Paypal, for example. Others certainly have the potential. I find Kaspa too highly weighted. But as I said, nice centered portfolio. Just stay on the ball and save .

•

Wiktor_06@Wiktor_06

@Itsgoodtobebad Thank you for the feedback.
I am bullish on PayPal in the long term.

I also see the other shares as a good long-term investment (with potential)

At the beginning I swapped and replaced a lot of stocks (beginner's mistake).
Now, in my opinion, I have all the stocks I want (maybe add some resources), so that I can simply invest with my savings plan and don't have to look at my portfolio every 2 days😂

•

Christian@Itsgoodtobebad

@Wiktor_06 Good plan👍!

•

Magician@income_magician_28

For an 18-year-old with a plan, that's fine.👍

Paypal is not my thing in the long term.
That's probably because I hardly know any people who still use it.

I find your play money section exciting.

I would diversify even more sectors and continents.
Simply to gain experience in the entire market.

••

Wiktor_06@Wiktor_06

@income_magician_28 Thank you for your lovely feedback.

•