1J·

Dividend investor.

Day Investors!

I mainly invest in dividend aristocrats and dividend kings.

I usually buy shares that have fallen due to weak economic phases or other stock market events and therefore have a high dividend yield at lower prices. The growth and accumulation of my dividends is important to me. I don't speculate on turnarounds, but make sure that the companies in my portfolio have a solid business model and continue to be profitable enough to increase their dividends annually.

Regular quarterly figures and annual reports are therefore very important to me.

Currently, my portfolio has a gross dividend yield of over 5% and annual dividend growth of over 8%.

I have recently started to invest more in growth stocks in order to compensate somewhat for the weak share price performance to date. These include, among others $HD (-0,33 %) , $AMD (+0,83 %) , $WM (-0,92 %) , $GOOGL (+0,16 %) etc. Also $UNH (-0,4 %) I count as well. To be honest, $UNH is a small "trade". If it pans out, I would have secured a 3% dividend yield along with strong growth... which is pretty rare. FOMO.

Maybe it's also $NOVO B (-2,79 %) to this. 😜

My dividends are taxed in accordance with the double taxation agreement.

So far, I've collected €9,000 in dividends and reinvested every cent of it.

I like to exchange ideas with other investors, especially dividend investors.

32Positions

7,54 %

24 Commentaires

Topper H.@TopperHarley

"So far I have collected €9,000 in dividends and reinvested every cent of it"

With this strategy, you would be better off with accumulators, because you pay tax on every dividend, which significantly reduces your growth.

I have over 15,000 gross dividends per year and I'm also a dividend lover, but I consume them because I use them to buy myself time to live part-time.

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Don C.@PoorDad

@TopperHarley Of course, accumulating ETFs offer a tax deferral advantage. But my dividends are also treated fairly via the DBA and I reinvest consistently. In return, I have more flexibility and real cash flow. In the end, it's the long-term effect that counts. ETFs simply don't appeal to me either

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All-in-or-nothing@All-in-or-nothing

The portfolio is so US-heavy that 🍊-man will probably naturalize you personally if you send him a screenshot of it😅

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Don C.@PoorDad

I could diversify into different currencies in the future if there are attractive opportunities.

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Husar@financial_guru_2493

@All-in-or-nothing that was part of the customs deal . We now have to buy all US stocks. Seriously, I've been completely out of the USA since yesterday.

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Don C.@PoorDad

@financial_guru_2493 favorable currency and shares thanks to the "🍊-man"

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Husar@financial_guru_2493

@PoorDad but I want them even cheaper. Maybe soon ?!

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All-in-or-nothing@All-in-or-nothing

But what the dollar devaluation means for investors from the eurozone is something you're not paying attention to here🤔

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Don C.@PoorDad

@All-in-or-nothing At the moment, nobody knows what the exchange rate will look like in the next few years.

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All-in-or-nothing@All-in-or-nothing

@PoorDad well, 🍊-mans premise seems pretty clear here sein🤷🏼‍♂️. Targeted devaluation of the dollar to restructure US government finances. So that will probably keep us busy for quite some time😅.

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Don C.@PoorDad

18H

@All-in-or-nothing First of all: Trumperl will not remain president forever. Nor am I saying that his strategy is so stupid. In the future, other attractions will lure non-US investors into the US capital markets; people get used to "problems".
In the meantime, you get more $ for €.
But anyone can be wrong.

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Roman@Roman_moed

With the drop in value, even the dividend is no longer of any use to you

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Yannik@Yannikz

@Roman_moed well, most companies have a solid business model, and 9% is not the world at 23 years old, you can sit it out. It's highly unlikely that there will be a tenbagger portfolio in the next 10 years, but that doesn't seem to be the goal either

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Don C.@PoorDad

@Roman_moed True, if I immediately convert the dividends into euros, a falling USD can depress the real value. But: I reinvest my US dividends directly back into US equities. This means I remain invested in the dollar zone.

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Roman@Roman_moed

@Yannikz whether I am 23 or 80 years old. A year in which I have invested and made €120,000 is a bad year

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Get á Vision@Maxxey

@Roman_moed What is your strategy?

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Get á Vision@Maxxey

@Roman_moed Do you buy companies at the ATH?

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Roman@Roman_moed

@Maxxey I do not make my purchase dependent on the chart

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Get á Vision@Maxxey

@Roman_moed okay yes good to know the dividend brings out more than you think especially with 6k net divi you can afford a little price drop as the various companies do not get stuck at their sometimes 5Y low but return to the top again

I think a bit of optimism is important

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Yannik@Yannikz

@Roman_moed or a transitional year, it is more important to make a plus in the long term

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Hodlinvestor@Hodlinvestor

22H

I think your portfolio and attitude at such a young age are good.
In 15 years, even the red numbers will have disappeared 👻

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Don C.@PoorDad

20H

@Hodlinvestor Thank you! Many investors, especially young ones, only think in the "moment" and believe that the share price reflects the quality of a company. Most of the companies in my portfolio have been around for over 100 years and have survived almost every crisis. They still have a clear competitive advantage. As long as the music plays, I will remain invested in these companies.

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Aurélie@LuxequityAurelie

And dividend-paying ETFs are not for you? If not, why? 🙂 I'm young myself and also follow a dividend strategy, even if most people tend to go for accumulating stocks at that age. But I always tend to sell accumulating stocks, whether shares or ETFs, because I want to realize the gains. That's not a good way to make money in the long term. Why are you pursuing the dividend strategy?

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Don C.@PoorDad

Dividends from distributing ETFs are not taxed in Austria with DBA, so it's not for me because the taxes eat up the dividends. I'm pursuing this strategy because I want to have constant cash flow and I'm convinced that the earlier you start, the more compound interest takes effect. That's why I go for higher starter dividends with strong dividend growth on first purchases.

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