Happy to have reached the 30K milestone — really proud of how my portfolio has evolved since its inception, 3 years ago.
Looking back:
I’ve been through several phases: fully invested in crypto, then holding over 40 different ETFs, and later focusing on dividend-paying stocks.
Looking now:
My priorities have shifted. I now value long-term growth over short-term gains, accumulation over distribution (for tax efficiency), and steady, healthy growth over speculation.
I don’t see my previous strategies as mistakes. They were necessary steps in discovering who I am as an investor. Without those experiences, I wouldn’t feel as confident and comfortable with my current approach.
Looking ahead:
By the end of this year, I plan to adjust my allocation:
- 42% to 50% in $VUAG (-0,39 %)
- 12% to 15% in $MEUD (-0,77 %)
- 0.1% to 2.5% in $BTC (-0,79 %)
- 45% to 32.5% in individual stocks (max 25 companies)
Why? It’s about reducing risk and optimizing my time. Puting~65% of my money in just two ETFs might not be thrilling, but it gives me peace of mind while it frees up my time for to spend on my hobbies.