6Mo·

Depot review January 2025 - Between Trump, DeepSeek and NVIDIA

The first month of the new year is already over. While the first half of January was characterized by Trump euphoria and rising markets, the second half was much more volatile, particularly due to DeepSeek and its impact on the AI sector.


For me personally, the savings rate was unfortunately somewhat lower due to the issue of house building, as already mentioned at the end of 2024. Currently (and probably also for the coming months) it will therefore only be around €500-700.

I am aware that this is of course still a very high savings rate, but it is significantly lower than the ~€2,000 of recent years.


Also very exciting: In November, I withdrew over €20,000 from my custody account to raise the equity for the bank. Just 2 months later, my custody account is back to the same value of almost €300,000.


But now it's finally time to look at the hard figures:


In total, January was +3,9%. This corresponds to price gains of ~11.000€.

The MSCI World (benchmark) was +3.5% and the S&P500 +2.7%

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Winners & losers:


A look at the winners and losers shows an unusual picture in January:


The biggest loser by far is NVIDIA! With price losses of almost €3,000, the emergence of DeepSeek caused substantial losses in the portfolio.

The other losers, on the other hand, are only worth a side note. After NVIDIA, Apple has already lost significantly less with ~€400 losses. The remaining loser stocks then only lost around €200.


On the winners' side at the top with a total of almost €2,000 in price gains is the Meta share. Followed by Bitcoin with €1,500 price gains and 2 other tech stocks: Alphabet with €1,200 and Crowdstrike with €1,000. 5th place goes to Starbucks, also with gains of almost €1,000.


The performance-neutral movements were clearly negative in January, as some of the cash was used to buy the property. The property is of course also an asset, but I would rather focus on liquid assets here.

The performance-neutral movements in relation to my portfolio were ~€600


Dividend:

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  • The dividends in January were 30% above the previous year at ~€166
  • TSMC is in the lead with over 30€ (gross) dividend every 3 months.


Buys & Sells:


YouTube:


In mid-January, I uploaded my first video to YouTube. I am particularly proud of a video explaining my dividend strategy. The video has already reached almost 200 views and a playback time of ~10 hours!


Even though I'm still not really sure what exactly I want to do on YouTube, I really enjoy editing videos and talking about shares.


That's why I created my January portfolio update as a video for the first time. Of course I would love to hear your feedback!

https://youtu.be/SD8ZKVWbUGA


Target 2025


Building a house makes it particularly difficult to formulate a goal this year.

A certain savings rate? Difficult if additional costs are suddenly added

A certain deposit value? Also difficult, as I can't really back this up with my savings rate this year.


Nevertheless, I would formulate the following goal for this year:


Current portfolio balance is €300,000. I would estimate additional investments at ~€15,000. With an average market return of ~7%, that would be price gains of ~€21,000.

This would put my portfolio at €330,000 to €340,000 at the end of 2025.


-> I would therefore aim for a portfolio value of well over €300,000, so that a 2% fluctuation does not lead directly back below €300k.


#dividends

#dividende

#rückblick

#depotupdate

#aktie

#stocks

#etfs

#crypto

#personalstrategy

53Positions
295 998,19 €
71,04 %
23
19 Commentaires

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Thank you my dear, be glad that you only have a few semiconductor values. This allowed you to do relatively well in January.
May I ask you what is the quickest and clearest way to determine your monthly performance on an individual stock basis?
Unfortunately, it is not possible to display this quickly in an overview on getquin.
@Kundenservice (Suggestion for improvement)
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A nice portfolio, but too many stocks in my opinion. Your performance has been solid at almost 12 per year (I hope I can do the same) but the NASDAQ has done more than 18% per year over the same period. You also now have a subscription from me on YouTube. How much did your house cost?
I'm thinking exactly the same thing. Is it better to take out a loan or liquidate the deposit?
Many thanks in advance ☺️
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Thanks as always for the detailed insight!

PS: watched your 4 YT videos - well done! Liked of course!
I like the video editing and cut, very informative regarding your depot status and strategy. Also very clearly spoken, which is always very important for me as I almost only watch with Speed 2.0. I can't wait to see which direction you take on YT.

I watch YT news on the stock market every day, but only have a "handful" that I follow. For me, in addition to the content, which has to suit my individual needs, the person is always important and has to be authentic. The person is almost as important as the content. I would love to see you in your videos too 😉
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@TomTurboInvest Thank you very much for the feedback! That makes me very happy :)

I sometimes had the feeling that I spoke a little too slowly, but with speed x2 the problem is definitely solved 😂

Very understandable! I feel the same way and you do have your favorites, where a lot depends on the person. Markus Koch, for example, is one of my absolute favorites. Not just in terms of the information, but also as a person / personality.

Maybe I'll do that in the future, at the moment I really appreciate the anonymity. Because I'm very transparent with my assets, I'm also a bit careful about what I publish. Not everyone needs to know everything in my circle of friends or at work. But as we all know, you should never say never 😄

I'm very happy about your subscription! :)
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