3Sem.·

Receive first dividend

and since Friday the ETF has reached the 100 million volume. does anyone else have the ETF in their portfolio? what was your decision?

20.03

LDG

L&G Global Quality Dividends UCITS ETF - USD

Reçu x910,03 dividendes à 0,0305 €

27,76 €

24 Commentaires

Stefan@Da_Fischi

3Sem.

Also in my portfolio, unfortunately bought two weeks too early (down 7% so far), but will continue to be held.

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Börsenbahnerin@Boersenbahnerin

3Sem.

@Da_Fischi I feel the same way, but my savings plans are also running. Oh well, the timing was bad. Anyway, better times are coming again

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Stefan@Da_Fischi

3Sem.

@Boersenbahnerin I agree 👍🏽

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mami_goes_boerse@mami_goes_boerse

3Sem.

@Da_Fischi I'm currently also in the red. But it's still young 😉

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Thomas@Thomas_1963

3Sem.

I'm also down almost 7%. Bought yesterday for my wife's portfolio and she is up 2.5%.

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Dirk aus Stade@dirko68

@Da_Fischi Who cares about the minus now? This is a chance to get it cheap. It certainly won't stay that way

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Stefan@Da_Fischi

@dirko68 Yes, but no more cash to buy at the moment

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Dirk aus Stade@dirko68

@Da_Fischi the old suffering. I know it.

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Get_Rich_or_Die_Tryin@Get_Rich_or_Die_Tryin

3Sem.

Planned to record it.👍🏻 Will then replace $VHYL for me.

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Börsenbahnerin@Boersenbahnerin

3Sem.

@Get_Rich_or_Die_Tryin ok why not use it as an accessory ? why replace it right away?

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Get_Rich_or_Die_Tryin@Get_Rich_or_Die_Tryin

3Sem.

@Boersenbahnerin I actually like the overall composition better than that of $VHYL. It is more to my taste across sectors, industries and countries (and therefore also currencies). For me, it complements $TDIV, which is quite concentrated with "only" 100 stocks. The expected dividend is probably also higher than that of $VHYL if it continues to pay out as it has done so far.

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Raketentoni@Raketentoni

3Sem.

@Get_Rich_or_Die_Tryin the van eck also works for me, but just like this one it already has 30% finances in it, I prefer something where finances are less weighted. 😬

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Get_Rich_or_Die_Tryin@Get_Rich_or_Die_Tryin

3Sem.

@Raketentoni you can of course.😉

Overall, most broadly diversified dividend ETFs are quite "finance" heavy. Or quite "old economy" heavy.🤷🏼‍♂️ I definitely like the country and therefore currency allocation more in this one than in $VHYL.

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Get_Rich_or_Die_Tryin@Get_Rich_or_Die_Tryin

3Sem.

@Raketentoni what would be your choice? $VHYL also has 28% finances.🤷🏼‍♂️

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Raketentoni@Raketentoni

3Sem.

@Get_Rich_or_Die_Tryin I once asked Mr. prompt. Etf, distributing at least. 3.5% as little as possible financials but broadly diversified.

Hey, I've picked out a very strong candidate that meets the criteria exactly and is currently delivering solid figures.
SPDR S&P Global Dividend Aristocrats UCITS ETF
ISIN: IE00B9CQXS71 | WKN: A1T8GD | Symbol: $ZPRG
This ETF combines global diversification with a strict quality filter and keeps the banks and insurance companies that often dominate this segment in check.
Why this ETF fits the bill:
* Distribution & Yield: the dividend is paid quarterly. The current yield (as at March 2026) is a strong ~4.1% and therefore easily meets the required 3.5% hurdle.
* Controlled financial exposure: With most high-dividend ETFs, the financial sector quickly explodes to over 30%. This ETF has a hard limit built in: No single sector can make up more than 25% of the index. The financial sector currently accounts for around 22%. This is an absolutely moderate value in the high-dividend sector.
* Quality and substance filter: The index only includes companies that have kept their dividends stable or increased them for at least 10 years in a row. This excludes companies that pay out uncovered "pseudo dividends" or engage in poor balance sheet cosmetics. As a rule, the payouts here are strongly cash flow-covered.
* Globally diversified: You are buying a truly global package here. Although the USA accounts for the largest share at just under 24 %, it is followed by a broad spread of countries such as Canada (13 %), Switzerland (8 %), the UK (8 %), Japan (7 %) and China (7 %).
Current key figures (as at March 2026)
| Key figure | Value |
|---|---|
| Current share price | approx. 28.00 - 29.00 EUR |
| Dividend yield | ~4.10 % |
| Price/earnings ratio (P/E) | 12.3 |
| Price-to-book ratio (P/B ratio) | 1.47 |
| Total expense ratio (TER) | 0.45% p.a. |
Note: The very moderate valuation (P/E ratio of 12.3) shows quite clearly that you are buying real value stocks here and not overpriced story stocks with no foundation.
Sector breakdown (Top 5)
To show that there is a healthy balance here, here is the current weighting of the strongest sectors:
| Sector | Weighting |
|---|---|
| Financials | 22.05 % |
| Utilities | 13.18 % |
| Real Estate | 12.85 % |
| Industrials | 11.81 % |
| Communication services | 10.16 % |
The reality check on the competition: Typical alternatives such as the VanEck Morningstar Developed Markets Dividend Leaders (WKN: A2JAHJ) also scratch the 4% mark, but often have well over 30% financials in their belly and completely exclude emerging markets. The SPDR ETF is clearly the more well-rounded, higher-quality overall package for a diversified cash flow.
Would you like us to take a detailed look at the top 10 individual positions in this ETF and run them through the tough quality and cash flow filters as a test?

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Raketentoni@Raketentoni

3Sem.

@Get_Rich_or_Die_Tryin

The answer is very clear: no, they hardly overlap at all. On the contrary, the two form an extremely strong, complementary duo. I have thoroughly examined the current data sheets and holdings (as at March 2026) of both ETFs. To break this down properly, we use our established analysis structure.
1. the strategy combination (what the ETFs do & competition)
Here you combine two completely different approaches that complement each other perfectly:
* The VanEck (A2JAHJ): The heavyweight. It buys the 100 stocks with the highest payouts from industrialized countries. It is weighted according to the absolute amount of dividends paid. As a result, huge mega-caps (Exxon, Shell, Allianz, Nestlé) dominate the portfolio.
* The SPDR (A1T8GD): The disciplined aristocrat. It ignores absolute size and instead demands a steely history (10 years of stable/rising dividends). It also includes emerging markets. Due to the cap limits (max. 3% per share), the focus here is on mid-caps with strong substance and completely different sectors.
2. key figures / facts & figures (as at March 2026)
| Key figure | VanEck Morningstar Div Leaders | SPDR S&P Global Div Aristocrats |
|---|---|---|
| Current price | approx. 51.00 EUR | approx. 32.50 EUR |
| Dividend yield | ~4.2 % | ~4.1 % |
| TER (costs) | 0.38 % p.a. | 0.45 % p.a. |
| P/E ratio (average) | approx. 13.2 | approx. 12.3 |
| Cluster risk (Top 10) | High (~36% of the ETF) | Very low (~19% of the ETF) |
| Top 3 sectors | Financials, Energy, Healthcare | Financials, Utilities, Real Estate |
| Top holdings (examples) | Exxon, Verizon, TotalEnergies, Pfizer | Altria, CVS Health, APA Group, Bouygues |
Conclusion on the overlap: Both have Verizon or Pfizer in the top positions, but the rest of the weighting is fundamentally different. The VanEck brings the classic oil and pharmaceutical giants into your home, while the SPDR adds global utilities, Asian stocks and real estate.
3. check against the established formulas (substance & cash flow)
We rigorously filter for genuine quality and sort out balance sheet cosmetics or uncovered pseudo-dividends. Both ETFs do an excellent job here:
* Cash flow & substance check: the SPDR inevitably kicks out any company that cuts its dividend even once in 10 years. In practice, this is one of the toughest filters for a genuine, crisis-resistant free cash flow. Companies that pay dividends on credit do not last 10 years.
* Exclusion Rule: The VanEck rigorously throws out stocks with negative 5-year dividend growth. Stagnating or shrinking business quickly leads to exclusion from the index.
* Both ETFs have a P/E ratio of around 12 to 13, so you are buying solid earnings power here and avoiding overpriced story stocks completely.
4. chart & price analysis of the last few months
* VanEck (TDIV): Performed extremely strongly in the last 6 months (over +16% growth) and scratched the EUR 53 mark at the end of February / beginning of March 2026, is now consolidating slightly at just over EUR 51. The ETF is currently in a very clean uptrend.
* SPDR (ZPRG): Has also recovered after a long sideways phase and is up almost 2.5% year-to-date (price around EUR 32.50). Due to the higher weighting of utilities and real estate, this ETF reacts more sensitively to the interest rate environment, which has recently given it a little more stability.
5. my perspective: sustainability & overlap report
In my view, this combination is a "no-brainer" for a solid dividend foundation. The VanEck delivers the brute payout power of the western industrial world. The SPDR acts as a balancing satellite that smooths out the VanEck's lump risk (the heavy weighting to mega-caps and the financials/energy sector) extremely well.
The SPDR also gives you access to emerging markets (e.g. Asia), which the VanEck completely excludes by definition. The profitability of the underlying companies is optimally secured by the strict index rules of both products. There is no need for a replacement procedure for either of them, as they are among the best instruments in their respective classes.
6 Bargain Hunter's List (entry zones)
If you want to make a one-off purchase (instead of a savings plan) or add to your holdings, here are the current chart-based accumulation zones:
* VanEck (TDIV): A setback to the EUR 48.50 - 49.50 range would be an excellent entry window. Strong supports from January 2026 run here.
* SPDR (ZPRG): Attractive buy zone lies in the EUR 30.50 - 31.50 range. If the share price falls into this region, the arithmetical dividend yield will quickly rise towards 4.4% - a strong level for quality aristocrats

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Get_Rich_or_Die_Tryin@Get_Rich_or_Die_Tryin

3Sem.

@Raketentoni According to my research, the US share is almost 50%?🤔 And that's exactly what I wanted to avoid.😅

And the filter is probably just a substance filter. Apart from the criteria mentioned, there are no special factors, such as quality, that are taken into account.🤷🏼‍♂️ And I wouldn't want to keep it stable, I'd rather increase it.

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Raketentoni@Raketentoni

3Sem.

@Get_Rich_or_Die_Tryin yes the van eck has 50 % europe if you add everything together with gb

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Thomas@Thomas_1963

3Sem.

@Get_Rich_or_Die_Tryin I wanted to look at it for a while longer, but yesterday I made this exact swap.

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Alexander S.@Alesch

3Sem.

I also have it in my portfolio, I got in very early this year and became aware of it through an article on Finanzen.Net. I am looking for an alternative for the $SDIP in my portfolio.

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