In my opinion a self-made Etf. A lot of effort, the purely small positions require effort and trading costs. Without any added value compared to an Etf, especially balancing and sorting out losers etc. is difficult.
I found dividends as a strategy appealing at first glance, but at second glance it is nonsense. If you want to reinvest early, which is all it is if you don't reinvest the dividends, then you might as well sell a small amount whenever you need to.
One comes regularly without your control (sometimes too much, sometimes too little) and thus possibly at an unoppurtune moment, one you control completely yourself. In addition, dividends are taxed several times internally (by the company, by you) and cause costs in themselves (administration, distribution, etc.).
This does not mean that companies with dividends are bad, only that the focus on dividend companies and preferably the allocation so that the sum xy comes out each month is a waste of time.
I would streamline it and use the core one world. Larger positions, but fewer.
I found dividends as a strategy appealing at first glance, but at second glance it is nonsense. If you want to reinvest early, which is all it is if you don't reinvest the dividends, then you might as well sell a small amount whenever you need to.
One comes regularly without your control (sometimes too much, sometimes too little) and thus possibly at an unoppurtune moment, one you control completely yourself. In addition, dividends are taxed several times internally (by the company, by you) and cause costs in themselves (administration, distribution, etc.).
This does not mean that companies with dividends are bad, only that the focus on dividend companies and preferably the allocation so that the sum xy comes out each month is a waste of time.
I would streamline it and use the core one world. Larger positions, but fewer.
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Thank you for your opinion. That's what I want to understand other points of view.
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