1Sem.
Some wise words I once heard are "time in the market will always beat timing the market." I think ETFs being your lowest allocation is pretty high risk, but everyone has their own strategies. Consider ETFs like a foundation of a building. If the foundation is weak, then when the rest of the house feels pressure, it all tumbles. But when the foundation is strong, it takes alot more to topple.
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•@chcbigcam yeah agreed. Although the thing holding me back from buying for example $VUSA or $VHYL is that they are at all time highs and I expect a market crash in like reasonably soon. So I am kind of waiting for the correction. But then I am seeing these opportunities in the market for individual stocks.
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