The next German "BS" idea.

Why don't you finally do it like in the U.S. and let people invest a portion of their gross income in an ETF of their choice? With holding period requirements, whatever.

I just don’t get it—politicians must have an interest in people being able to build up their savings and actually benefit from it. €540 a year isn’t even worth the paperwork; you might as well just leave it alone.
That's both better (and worse) than in the U.S.—it's deducted from your gross pay AND you still get a bonus.

Worse, because the amount you save is significantly lower, but then again, so are the salaries...