Road to 100k

Hi guys,

I'm 20 years old and about to finish my apprenticeship. My monthly savings rate is currently around 1,000 euros, which I earn additionally through a mini-job. As I still live at home, I have hardly any running costs and can therefore save consistently.

My aim is to have a long-term investment horizon so that I can withstand major price fluctuations. That's why I invest around 25% of my savings rate in the $CL2 (-0,49 %) to benefit specifically from growth opportunities.

The overweighting of the USA is of course a risk / bet on this market.

I would be pleased if you could give me an assessment of the portfolio.

Ricola@Roccola601

21H

Hi, you are really doing so much right so early on and will go your own way! :) However, I would question the selection of individual stocks, at least with regard to your returns - they tend to be dividend stocks without much expectation of returns. So in my opinion you could get more out of them in addition to the ETF core. In your wealth accumulation phase, the dividend should be of secondary importance - or rather, I would focus on good dividend growth stocks. :)

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