2J·

Opinions sought

Hello everyone. I need a few opinions.

I will soon receive 150000 Euro cash. I would like to invest this in one or two dividend ETFs to generate a small income. Which ones would be good here, I have these in mind.

$TDIV (-1,12 %) or $ZPRG (-0,59 %) or both?

What do you think? Or is there a better approach?

21 Commentaires

Steve91@Steve91

VanEck will probably give you the most pleasure

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user908fc9ef40434091@user908fc9ef40434091

@Steve91 I can only agree with that ... had both at first and then shifted and also bought van Eck for the SPDR shares

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Steve91@Steve91

@user908fc9ef40434091 I have the jgpi. it only knows one direction, south. And nobody needs to come with currency. I've been following the vaneck for a long time, I'm also switching

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CashPilot@CashPilot

@Steve91 I also think that the VanEck would be a good decision and perhaps going all in with the 150k.

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Steve91@Steve91

@CashPilot but I would really stagger this. Historically, July is the best month of the year in terms of returns. August and September are the worst, with negative returns.
If I were you, I think I would wait a little longer for the 2 months or just in tranches. Trump has just announced that he will impose tariffs of 30 percent on the EU from the first of August. A first indication of weakness?

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CashPilot@CashPilot

@Steve91 yes that's why, I always buy in tranches. I just meant that I will invest the 150k in the Etf until the end of the year.

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Pascal W.@pwasbeer

JGPI , VHYL.

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Georg@G_with_shares

I have invested almost this amount (slightly more) in $ISPA. So far, everything is tutti with it. Good performance in my eyes and the dividend yield is also very good. 💪

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BockaufDividenden@BockaufDividenden

@G_with_shares but I would say that $TDIV is better in terms of personal returns over a longer term. But I also have $ISPA in my portfolio because it pays a nice dividend at the other payout interval

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Epi@Epi

https://extraetf.com/de/etf-portfolio/jeden-monat-ausschuettungen

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Daniel@Bidax

$TDIV is my clear recommendation here.

There are also ETFs from L&G Quality/Dividends for just about every sector.

$LDAG $LDME $LDEG $RTWO $LDUK

I use the EM and EU in my portfolio. A global quality/dividend is to be launched soon.

You certainly can't go wrong with $TDIV. Would I go all in? Probably not. 50% in the VanEck and the rest 10% each in the L&G.

I'm very happy with my three $TDIV, $LDME and $LDEG.

Edit: I just saw a report on this on Morningstar:

https://www.morningstar.com/funds/avoid-these-traps-with-high-dividend-etfs?fbclid=PAQ0xDSwLeKxtleHRuA2FlbQIxMQABpxNPZJy_2i6D712MLlrcueeL4ngdIDIlDNLTYU-8Y9BqxphBV893ElMLp4z2_aem_ZKmsz8qSVj06eIBcGD12fw

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CashPilot@CashPilot

@Bidax Thank you for your detailed opinion 👌

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Stefan@Da_Fischi

Why not a distributing world, such as the $HMWO?

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D@DividendenKater

$TDIV $JEGP

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K@TechNav

70% $TDIV and 30% $FGEQ.

The underperformance of $VHYL is not worth the diversification.
The call option ETFs from J.P Morgan $JEGP don't even beat a simple world ETF (including dividends of course) so they are not worth the risk either.

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HarveyTyson@HarveyTyson

Why not $JEPQ? At 150k that would have been (150k€= 7241 shares x 0,32€ = 2285,44€) before tax in June. Monthly payouts Conclusion: Brutal 😎

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Thomas@Thomas_1963

13H

@HarveyTyson that made me lose a brutal 4,000 euros. And the distribution for August has almost halved again.

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HarveyTyson@HarveyTyson

13H

@Thomas_1963 bought too high? I always pay attention to how high the spread is at the moment. 1-2% makes a big difference when buying in. My recommendation would be to simply hold. I definitely buy more shares, even from the smaller $QYLE.
I like these call options.

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Thomas@Thomas_1963

13H

@HarveyTyson entered with a larger sum shortly before the correction. A savings plan might have been the better alternative.

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HarveyTyson@HarveyTyson

13H

@Thomas_1963 Unfortunate 😔 yes, very annoying.

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Thomas@Thomas_1963

13H

$TDIV in any case. I can also recommend $ISPA.

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