Hello everyone,
First of all, my name is Tiago and I'm from Portugal, so there's a chance I'll have some writing mistakes.
I will share with you my Portfolio and my currently ideas.
So, basically I'm a 22 years old boy that became fascinated by this world of investments in the past year. I've been reading a lot of things about the market and how it works. I consider myself a passive investor with a little affection to risk, so once in a while I might add to my portfolio some "FOMO" and "meme" stocks. My currently portfolio basically consists in some ETFs and 3 single stocks $AMD (+1,85 %)
$NU (+0,76 %)
$TSM (-0,88 %) .
I currently have a monthly savings plan of 450€ consisting in diversified ETFs and some bitcoin:
$VUAG (-0,59 %) 159 € S&P 500 35%
$VWCE (-0,32 %) 135 € FTSE-ALL World 30%
$EIMI (+0,5 %) 45 € Emerging Markets 10%
$MEUD (+0,16 %) 45 € Stoxx 600 Europe 10%
$VAGF (-0,1 %) 22 € Global Bonds 5%
$SGLD (+1,98 %) 22 € Gold 5%
$BTC (-2,34 %) 22 € Bitcoin 5 %
Note: I was reinforcing $XNAS (-0,7 %) until last month but the geopolitical scene changed, and I decided that I should not overlap that much in US. That resulted in me moving that allocation to $MEUD (+0,16 %) .
This portfolio gives me around 53% exposure to US, 19% developed markets, 13% emerging markets, 5% gold, 5% bonds and 5% bitcoin.
I know that the % would almost be the same if I only invested in: $VWCE (-0,32 %) +$VAGF (-0,1 %) +$SGLD (+1,98 %) +$BTC (-2,34 %) but I want to have the power to change the allocations and reinforce wherever I want to.
Since I am betting in the whole market I don't expect huge growth unless I reinforce with some bigger amounts when good "dips" arrive.
I have an emergency fund, but no one knows how we will end up in 5 years... that's why if a crisis arrives, I'll use my gold and bonds as liquidity to either reinforce my etfs or use that money myself.