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20k YTD in investments triggered?

Either the tracking is off or it’s at least being displayed incorrectly.

A 75% savings rate, etc., doesn’t tell you much. With a 1M income, that’s no big deal. With 1000.-, you have to reevaluate your life.

But anyway.

Otherwise, everything’s great. Slow and steady wins the race.
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@GeldGenie Yes, something doesn't seem to be working right with the automatic portfolio transfer. On average, the net amount over the last few years has been about 3k per month.