@junio are cheaper, sometimes structured differently, but above all you earn money as a shareholder on the stock exchange. SPDR is listed on the stock exchange and so is MSCI, so you indirectly line your own pockets. Vanguard is a private company and only has the cool cooperative structure in the USA, so there is no great reason to choose them in Europe.

•

ThemenmitKopf@topicswithhead

9Mon

@topicswithhead are of course also available as distributing shares if you want dividends.

•

junio@junio

9Mon

@topicswithhead okay, thank you 🤝🤝

••

D.S.@Propheteus

9Mon

@TheRealDarthVader Why better for early retirees?

••

Mike1990@Mike1990

9Mon

@topicswithhead Which would be the distributing one?

••

View all 2 further answers

Marcel@Mcl1991

9Mon

80% $IWDA 20% $BTC

•

junio@junio

9Mon

@Mcl1991 no individual shares at all?🤔

•

Marcel@Mcl1991

9Mon

@junio I only have Microsoft as an individual share, but no others.
Most investors don't manage to beat the Msci World. So you can do quite well with such an ETF.
The analysis takes a lot of time - learning how to value shares and companies takes time - and the risk increases with individual shares.

I prefer to invest passively and for the long term.

•

Chris@1Chrischi1

9Mon

currently not at all. wait for corrections

•

Raymond@Reddington99

9Mon

So you must have told ChatGPT more than just what you wrote above, otherwise there would never be two oil companies and such HighDiv stuff and with regard to the ETF not stuff but crap. I also asked ChatGPT once and the classics came up: Apple Microsoft,... etc

•

junio@junio

9Mon

@Reddington99 i had added: in line with the current economic and political situation with a focus on returns and dividends. 🙂

•

Cekay@CMustermann

9Mon

You know that ChatGPT has a data cutoff date of October 2023? So I would be careful with investment recommendations based on 1.5 year old data.

•

junio@junio

9Mon

@CMustermann version 4o no longer has a fixed data cutoff and works with current data from the internet.
i only asked chatgpt for inspiration - not that i will implement it.

•

FrancoJrG@G-Affiliates

9Mon

I think Grok is much better positioned for financial information

•

Kate🦋@Iwamoto

9Mon

2k Msci world ex usa, 1k USA (nasdaq, sp500 oder msci usa), 0.6k EM

•

junio@junio

9Mon

@Iwanowitsch why wouldn't you buy individual shares?

••

Kate🦋@Iwamoto

9Mon

@junio hot topic... please ask ChatGPT about the advantages and disadvantages of shares and ETFs. there is no right and wrong here, everyone has to decide for themselves

•