Walmart Action Forum

The trees are putting on their golden-yellow dress, it's getting rainy again and the temperatures are dropping. The golden fall is just around the corner. I take advantage of the cold by only taking cold showers and prepare myself for winter ice bathing. Over the next few days, I'll be swimming in cold water, avoiding hot showers like the plague. Meanwhile, the depot is running. Time for a look back.

I present the following points for the past month of September 2024:

➡️ SHARES

➡️ ETFS

➡️ DISTRIBUTIONS

➡️ CASHBACK

➡️ AFTER-PURCHASES

➡️ P2P CREDITS

➡️ CRYPTO

➡️ WHAT IS REALLY IMPORTANT

➡️ OUTLOOK

➡️ Shares

After the top of the class $AVGO (+1,15 %) has deflated, it is now shifting up a few gears again. The +121% performance of $AVGO (+1,15 %) increased to +178% last month. There is still some way to go to +200%, but perhaps I will soon have the first trebler in my portfolio. That puts me in a good mood! The heavyweight, which also accounts for the largest volume among the individual stocks in my share portfolio, is attracting other heavyweights such as $WMT (+1,81 %) and $NFLX (+0,37 %) behind it. The last few months have also seen $SAP (-0,4 %) steadily risen in my portfolio and has now already reached 4th place, accompanied by $AAPL (+0,65 %) . The former leader $NOVO B (+0,73 %) continues to fall but is still performing well. There are also other stocks that are fighting their way up that I did not expect at the time. For example one $ABBV (+1,03 %) or $BAC (+1,3 %) .

If I look at the performance, I am also spoiled with great results behind the winner. $NFLX (+0,37 %) shines with +98%, $NOVO B (+0,73 %) with +74% and $SAP (-0,4 %) with +72%. When I added the stocks to my portfolio, I would never have imagined that there would be any stocks in my gold box that could double. I'll probably have several of them next year.

And I'm not worried about the basement floor either, as the negative performances are constantly moving towards zero. Step by step. There was also a change in the order at the lower end due to additional purchases. My smallest positions by volume are now $CP (-1,37 %) , $DHL (+0,1 %) and $OR (-2,66 %) in terms of performance they remain $NKE (+0,58 %) , $DHR (+0,53 %) and $CVX (+0,94 %) o.

➡️ ETFs

My beloved core retirement savings unit is growing and growing. The biggest chunk, the $VWRL (+0,46 %) already accounts for 13.4% of my entire securities portfolio. All I can say here is: stubbornly and steadily save a portion of your net salary every month in the boring bread-and-butter ETFs by standing order and savings plans, then you can successfully escape the monster of old-age poverty. In my opinion, everyone should do this. I'm a fan of distributions because they provide a steady additional income. And by saving continuously, this income increases. I also promote this in my private circle. I think it's a shame that so many people respond to my efforts to raise awareness with "Yes, but ...". By constantly hiding behind excuses that are always the same, people are driving themselves into poverty in old age. Even worse are those who think shares (or securities in general) are the devil's plaything and moan about pensions. On the one hand, they don't understand how the pay-as-you-go system really works, and on the other, they completely lack basic financial education. They think they are throwing money into a certain pot from which they can later withdraw. Interestingly, this is only the case with their own portfolio, not with the state pension.

In addition to broadly diversified standard ETFs, I like to put unplanned inflows into dividend ETFs. I want cash flow that will one day cover my living expenses.

➡️ Dividends

I received 33 distributions on 14 payout days in September. I am grateful for this additional income stream.

Unfortunately, I didn't manage to write the extra article I announced in my last post about how I deal with reinvestments last month. This is planned for this month. My plans $UPS (-0,58 %) and $HTGC (+0,27 %) into the savings plans remains in place. I already teased this in the last review.

➡️ Cashback

In September, I received a €40 voucher for scanning my daily purchases, which I used to buy overhead headphones that had been on my watchlist for a while. In line with my cashback procedure, I deducted the equivalent value of the voucher in euros from the corresponding provision and transferred it to the exchange. In this way, I use the benefit of the voucher as productive capital instead of just consuming more like others. My budgets for wear and tear and provisions are thus adhered to and the benefit indirectly finances my asset accumulation.

➡️ Subsequent purchases

Thanks to a small bonus, reimbursements from health insurance and supplementary dental insurance and the aforementioned voucher, I was able to make several additional purchases last month. These include the additional purchase of 2 $UPS (-0,58 %) and 6 $HTGC (+0,27 %) shares as individual additional purchases. I am convinced by both companies. I also invested €27 in the one-off savings plans $SPYD (+0,91 %) , €49 in the $TDIV (-0,67 %) and €44 in the $FGEQ (+0,37 %) invested. Simply to increase the cash flow from the investments. Bit by bit, the tap is being turned on further and further.

➡️ P2P loans

Over a long period of time, I have managed to reduce the amount of defaulted loans on my remaining platforms to a double or single-digit sum. All the rest has been withdrawn. Of course, no progress has been made with interest or redemption payments. I wish the operators would simply write off the rest without replacement so that I could ditch all the platforms. Bondora Go & Grow is an exception to this rule. This is running smoothly, but I'm not putting any new funds into it, I'm just letting it run.

➡️ Crypto

I'm not currently doing anything here. I advise everyone to study the debt cycle and the crypto cycle in order to understand price movements in the long term.

➡️ What is really important

I was on vacation at the end of the month into October, so I spent time with my ex's kids, whose social father I was allowed to be one. First I spent several days with the kids and my ex. I went out in the evenings with the older teenage girl, mainly to give her the attention she was looking for so that she could be the focus of attention herself. In October, we spontaneously went to the capital for a few days at the child's request. This kind of time together with all the experiences helps to strengthen and rebuild the bond, which has of course suffered in recent years, for example due to physical separation. There have been so many great moments over the years, both in the province and in the big city. Enjoying the peace and quiet in the evenings with a great view, listening to what moves her and then the trip to the metropolis with its light and dark sides. And so much more.

Why am I writing this? Because it's moments like these that make life worth living and give us strength in dark times. This is even more valuable than our beloved topics of finance and investment.

➡️ Outlook

The year-end spurt begins very soon. I am hoping for price magic like last year. But the crypto cycle will be even more exciting, as we expect prices to skyrocket at the turn of the year.

Left:

Instagram profile with review: https://www.instagram.com/frugalfreisein/

Threads: https://www.threads.net/@frugalfreisein

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2 Commentaires

Nick@Nick-investing

1Mo

Hey, thanks for your always great rewinds. I'd be interested to know where you get vouchers for scanning your purchases.

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Techaktien

@Techaktien

1Mo·

Week in review 28.09.

New all-time highs for DAX, Dow Jones, S&P 500, Gold, GE Vernova, Meta, Netflix, SAP, Vistra Corp, Walmart 👑🥇 $LYY7 (-1,04 %)
$CSPX (+1,03 %)
$ABX (+0,47 %)
$GEV (+2,57 %)
$META (+0,4 %)
$NFLX (+0,37 %)
$SAP (-0,4 %)
$VST (+5,85 %)
$WMT (+1,81 %)

New 52-week highs for 3M, Air Products, Alibaba, Arista Networks, Barrick Gold, Bank of Nova Scotia, BlackRock, Caterpillar, Constellation Energy, DuPont, HSBC, Infosys, Live Nation, McDonald's, Palantir, PayPal, Public Storage, Royal Bank of Canada, Royal Caribbean, Sea Ltd, Spotify, Tangier 💵📈 $PLTR (+5,8 %)
$9988 (-5,04 %)
$BABA (-5,18 %)
$BLK
$CAT (-2,91 %)
$BNS (+0,04 %)
$STZ (+1,23 %)
$DD (-2,43 %)
$HSBA (-2,41 %)
$HSBC (-2,53 %)
$INFY
$LYV (+0,74 %)
$MCD (+2,19 %)$PUB
$PUB
$RCL (+2,93 %)
$SEA (+0 %)
$SKT (+0,98 %)

Bitcoin with new 1-month high, +22% in three weeks since the low on 07.09. from 52k$ to 66k$, +150% in 12 months📉📈 $BTC (+0,13 %)

PayPal's own stablecoin PYUSD (crypto) is growing strongly and is now one of the top 100 cryptos by market capitalization at 95th place 💰 $PYPL (+3 %)

Palantir with inclusion in the S&P 500 on Monday #PLTRgang 🤜🤛👊✊ $PLTR (+5,8 %)

Uber is working with Google's Waymo (Alphabet) and wants to offer robotaxis for a surcharge 🚗🤖 $UBER (-1,3 %)
$GOOGL (-0,6 %)
$GOOG (-0,66 %)

After the ECB and FED, China has also turned on the money printer *brrr brrr*, plus a big economic stimulus program, China stocks therefore have their best week in 10 years, car and luxury stocks with Chinese business are therefore rising 🖨🇨🇳 $MC (-2,6 %)
$P911 (-1,22 %)
$BMW (-3,91 %)
$MBG (-3,33 %)

AMD CEO and Nvidia CEO confirm continued high demand for AI chips 🧠🤖, Nvidia CEO does not want to sell any more of his own shares for the time being. $AMD (-0,12 %)
$NVDA (-0,03 %)

Upcoming Playstation 6 with AMD chip again, but AMD will leave the high-end graphics card market for PC gamers and try to scale more strongly in the mid and lower segments. Nvidia would then have a monopoly 🎮 $SONY (+10,09 %)
$6758 (+9,38 %)

Super Micro suspected of accounting fraud. US justice is apparently already investigating according to an insider, -62% share price in three months 🔍👮 $SMCI

AI needs a lot of electricity and nuclear power plants are being reactivated in the USA. In Germany, it's the other way around due to the world's stupidest energy policy. US electricity provider shares, uranium mines - shares and ETFs are rising. ⚛️⚡️ (see podcast episode 57 "Buy High. Sell Low." pinned to my profile at the top) $URNM
$URA (-0,7 %)
$UEC (-0,03 %)

Micron with good quarterly figures and +13% share price, semiconductor stocks rally 💻📈 $MU (-0,29 %)

Costco - quarterly figures mixed, EPS exceeds estimates but sales worse than expected, share price falls slightly 🛒 $COST (+3,88 %)

McDonald's increases quarterly dividend by 6% to 1.77$. Since the first dividend payment in 1976, the payout has been increased 48 years in a row. 🍟🍔 $MCD (+2,19 %)

Investigation initiated against Visa 💳 and SAP 💻 in the USA for illegal price fixing $V (+1,22 %)
$SAP (-0,4 %)

Oil price falls again, Shell & Co. on the way to 1-year low 🛢⛽️ $SHEL (-1,61 %)
$GB00B03MM408
$RDS.A

Meta releases VR glasses Quest 3s for €330 from 15.10.24 📱👓

Intel launches AI accelerator "Gaudi 3" as an alternative to Nvidia's H100. IBM, Google & Dell as first customers. 🧠 $INTC (+0,53 %)

US debt level climbs above 35 trillion dollars for the first time 🖨💵

Ubisoft share price collapses due to postponement of "Assassin's Creed: Shadows", -70% 1-year performance 🎮📉 $UBI (-0,06 %)

DHL raises outlook / growth forecast until 2030 and increases letter postage by 10.5% in Germany from 2025 📦✉️📯 $DHL (+0,1 %)

BASF struggles with high energy prices and weak demand, threat of plant closure and dividend cut 🇩🇪📉 $BAS (-5,27 %)

Adidas (+28%) significantly better than Nike (-18%) since the beginning of the year ⚽️🏀👟 $ADS (-1,81 %)
$NKE (+0,58 %)

Takeover poker at Commerzbank by Ital. Unicredit continues 🏦🇮🇹🇩🇪 $CBK (-1,43 %)
$UCG (-0,51 %)

Jefferies issued a buy recommendation for BioNTech and sees the antibody BNT327 against cancer as a potential massive sales driver. 👨‍⚕️⚕️💊 $DE000A0V9BC4

Mutares -14% because shortseller Gotham City raises serious allegations against the SDAX member: Ponzi scheme, false accounting and circular business model 🔍👮 $MUX (-3,12 %)

>> If you want to read a review like this every week, leave a like & subscribe. What important news have I forgotten? 👍❤️

+ 6

15 Commentaires

Lukas1000@Lukas1000

1Mo

Tell me that you have no idea about the energy infrastructure without telling me that you have no idea about the energy infrastructure.

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Kate

@Iwanowitsch

1Mo·

I have now taken a closer look at 30 of the 77 stocks and found two recurring weaknesses in many large, established, well-known companies.

A) a high level of debt. (Would be expected and sensible for a growth stock, but for "blue chips"?)

B) Insider sellers mostly in the tens of millions. To give an example Walmart $WMT (+1,81 %) with 18 million shares in the last quarter.

Are these serious warning signals or weaknesses or can they be ignored?

Kate

@Iwanowitsch

1Mo·

Feedback sur mon portefeuille

Hey everyone,

I'm currently facing the challenge of reducing my portfolio from 77 to a maximum of 30 shares in order to get a better overview and focus my strategy. But I'm not sure how best to proceed.

Should I:

Sell the stocks that have done badly as they are obviously not performing well?
Or should I rather sell the ones that have performed best in order to take profits before things go downhill?
Or simply sell the 40 smallest positions? But there are also many interesting stocks in there that might be worth expanding.
Or simply sell everything that is heavily weighted in the MSCI World and thus reduce the cluster risk?

Perhaps there is a better approach? What do you look for when reducing your positions? Diversification, dividend yield, or simply the size of the individual positions in relation to the overall portfolio? I look forward to your opinions and tips!

Thanks in advance!

77Positions

15,75 %

4 Commentaires

Walter S.@Roots

1Mo

To be honest, I'm at a bit of a loss with your portfolio...
Pretty much every position is up...
The composition is also successful...
If I were you, I would leave it like this, at least for the time being...

If it absolutely has to go down to 30 positions:

First, sell the positions where you no longer see any prospects, with or without a profit.

Next, decide which stock to keep in any case - you'll never have to think about it again...

Next, sift out: Halve areas that are overstaffed (e.g. with 25 tech stocks, remove 12)...

If I were you, I wouldn't aim for 30 positions but from-to (e.g. I keep 25-35 shares).... this leaves room for maneuver in terms of quality characteristics

And you can always do a world-etf
Regards

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