As is often the case in life, something always comes up—and this month, it was a spontaneous (and expensive) sofa purchase for our apartment. As a result, we were able to invest €2,500 this month, divided into €1,500 in the $VWRL (+0,06 %) and €1,000 in the $LDGL (-0,65 %) .

L&G Global Quality Dividends UCITS ETF - USD
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69Savings Plan 1 - September 2026 LDGL
As is often the case in life, something always comes up—and this month, it was a spontaneous (and expensive) purchase of a couch for our apartment. As a result, we were able to invest 2,500 € this month, divided into 1,500 € in the $VWRL (+0,06 %) and €1,000 in the $LDGL (-0,65 %) .
The Last Dividend
I have $BATS (-1,51 %) and $PG (-0,93 %) sold them. I’d had both in my portfolio for several years. Bat doubled in value during that time, but I don’t see it continuing that way, and they’ve also dropped quite a bit since I sold at 55 euros. Procter & Gamble has more or less been treading water, and I got out at 126 with a small loss. I just can’t see them acquiring, say, something like $LDGL (-0,65 %) or $TDIV (-0,92 %) .
The proceeds went into that as well.

De-risk my portfolio
$HAUTO (+0,42 %) I have a 2100 shares position in HOEGH and think about selling it completely at 200 NOK because it has grown to 13% of my portfolio. I want to reinvest 10.000 euro in $WINC (-0,53 %) and the rest in $LDGL (-0,65 %) to have stable dividend growth. Is there a flaw in my thinking or should I keep this cyclical stock but a winner so far?
The savings plan governs this.
In March 2025, I made a clean break and sold everything; since then, I've been investing in ETFs.
$TDIV (-0,92 %) I contribute monthly, and the savings plan is increased annually.
$LDGL (-0,65 %) I make annual top-ups.
$VWRL (+0,06 %) This is funded through my capital-forming allowance.
$autom (+1,92 %)I’ll sell at the beginning of next year—I’ve been using my capital formation allowance to contribute to this.
I want to keep it simple and straightforward. According to AI, it’ll add up to a nice sum by 2040, and I never want to sell this portfolio. What do you think?
Maybe it's a mistake, or maybe not
As always, the text was gone 👿 …..after I sent it ⬇️
@CustomerService, are you ever going to fix this? It's so annoying! ….
$LVMH Sold—money in the $LDGL (-0,65 %)
$TSCO (-0,61 %) sold - money in the $TDIV (-0,92 %)
$PFE (-0,74 %) sold—money in the $WINC (-0,53 %)
that 1,000 was still okay $UBU7 (+0,31 %) A little growth is still desirable despite the dividend 🚀
… Text is shorter now, since I don’t feel like typing it all out again
New Addition: L&G Global Dividend
Boom—after thinking it over for a long time, I finally took the plunge today.
I've shifted my investments into the $LDGL (-0,65 %) , and from now on I’ll be saving €1,000 a month.
Sale of VanEck / How Dare You
Boom—after thinking it over for a long time, I finally took the plunge today.
I've shifted my investments into the $LDGL (-0,65 %) , and from now on I’ll be saving €1,000 a month.
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