Today I wanted to present my experiences since my first own investments.
To start: I am 39 and my interest in the market began in August 23.
My professional expertise lies particularly in product development and nuclear technology.
I have 2 degrees (engineering with a focus on product development and radiation protection engineer) and 2 apprenticeships as an automotive mechatronics technician and radiation protection specialist. After 7 years of working in product development, I left this profession completely and currently work in radiation protection at various nuclear facilities and power plants worldwide.
Intended for retirement: I had previously invested, 5 years with Targobank, 3 years with DVAG/Generali through unit-linked pension insurance. With the result of -40% of the invested money plus liquidation costs of approx. -30%.
So I started to do some research. Like many others, I initially had hardly any experience in the sector and started by investing a few euros in some no-name companies. At a loss.
I read up and quickly found access to Getquin. I tried back and forth and of course listened to "Trust me, brother". With losses.
Now I've gained enough experience and found the ideal strategy for me: Diversity but not at the expense of performance.
Savings plan: €350 is increased annually.
Investment in companies: €10 each
Blackrock $BLK Banks US
Exxon Mobile $XOM (+0,74 %) Oil US
RWE $RWE (+0,3 %) Supply DE
Realty Income $O (+2,65 %) Real Estate US
Cameco $CCO (-1,27 %) Uranium CA
P+G $PG (+3,31 %) Consumption US
Heidelberg Materials $HEI (+1,13 %) Building Materials DE
Petrobras $PETR3 (+0,39 %) Oil BR
Stellantis $STLAM (-3,56 %) Automotive NL
Siemens $SIE (-2,51 %) Consumer/Energy DE
Johnson & Johnson $JNJ (+0,03 %) Health US
Walmart $WMT (+1,81 %) Retail US
Allianz $ALV (-0,71 %) Insurance DE
Linde $LIN (-0,49 %) Gas/Hydrogen DE
Henkel $HEN (+0,21 %) Consumption DE
SAP $SAP (-0,4 %) Software DE
Infineon $IFX (-0,83 %) Chip manufacturer DE
Visa $V (+1,22 %) Means of payment US
BASF $BAS (-5,27 %) Chemistry DE
Rheinmetall $RHM (+1,63 %) Automotive/armaments DE
Telecommunications $DTE (+0,79 %) Telecommunications DE
ETF: 70€ each
Xtrackers Nasdaq 100 $XNAS (+0,75 %)
Ishares MSCI World IT $WITS (+0,51 %)
US: 56.3% DE: 29.2% NL: 3.7% BR: 3.5% KA: 3.5% JP: 1.2% Rest: 2.6%
Broker: Change from SC to Zero.
Zero display in Getquin I am currently too lazy to enter everything manually.
Strategy: Buy and Hold
I also invest between €2,000 and €6,000 2-3 times a year in addition to my savings plan.
Furthermore, I actively use Solana crypto (partially staked) and reinvest the profits in other shares or increase my holdings.
Why not Bitcoin: In my opinion, Solana has always performed better than Bitcoin to date.
Strategy: Time to market
Investment time: min. 15 years
In the medium term, I will also open a company portfolio and implement the savings plan strategy.
In the long term, it will remain at €1500 crypto. However, the ETF and share holdings will increase.
I look forward to your feedback.
Best regards
Adrian