(@TRmmL) sur getquin

1Année·

Referring to the post below:

Thank you for the numerous responses. I had now on vacation times to brainstorm with my wife about it and we tend now also to "go out". Favorite would be a world ETF - but we still have a question about that - it's pretty high right now ... is that so wise then? Again, waiting and waiting for nice weather in the other ETF is not the yellow of the egg either. Difficult difficult.

I still have from the proceeds of my sideline a Sustainable ETF bespart - I also find very charming - but it is also very high atm. $IGSG (+1,18 %)

TRmmL

@TRmmL

1Année·

Feedback sur mon portefeuille

Hello you professionals,

I need your advice.

My wife and I have - I think - done something unwise. We were clueless and looked at a fund at Union Investment and took it (Uni Rak Nachhaltig A). I have linked it here.

Front-end load 3% ... grrr. In the meantime, we are smarter. We started in January 2021 ... meanwhile 20k are in it and it is ~10% down since the start of the Ukraine war.

I'm struggling a bit, whether I should just continue to save him (currently about 400 € per month) or I should still pull the ripcord and reallocate in some kind of All World ...

Thanks for your (hopefully benevolent) thoughts.

Jetez un coup d'œil à mon Tableau de bord maintenant !

6 Commentaires

Satoshi Nakamoto@DonkeyInvestor

1Année

You lose more money waiting for the crash than you do in the crash. And: Why it makes sense to sell "bad buys" at a loss https://app.getquin.com/activity/JMQwETSOoS

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Mac M.@Kronos_

1Année

First of all, it's good that you want to restructure👍📈🙏. The thought with the stands yes quite high you should forget very quickly sowas has lost nothing on the stock market and investing! Imagine the stands in August even higher, then you will be angry not to have invested now in July.

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Tim@Stratege_Tim

1Année

Time in the market beats the timing of the market! Especially if a monthly savings plan is running on it anyway, your entry price will settle very well in the average buying rate of the period covered (over the years). Always stay on the ball 👍

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Alfred E.@Papiertiger

1Année

1) Based on the few posts, I would say you still have relatively high risk aversion and low risk bearing capacity. In the crash then long brainstorming instead of just do nothing or buy more. Sell the stuff and go for me first in the day money or $XEON with it. Is more or less safe. 2.) With ETF World for the pension-> Fire and Forget! if you absolutely want to try timing, then just make a savings plan main thing money is partially invested again. https://getqu.in/fdffQ9/

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