image de profil
I divide it up using the income distributor at C24. Salary comes in, then it's divided between the fixed costs pocket (everything goes out over the month here), call money account and vacation. Further sums go to TR, Bison and the household account for daily needs by standing order. So I can see pretty much exactly what I have every month right at the start. The only things that go out via the normal account are payments that only come annually (e.g. Amazon Prime, getQuin or something like that...)
But isn't the last sentence the "difficult" part? The annual car liability payment should also be saved in the budget - not too much and not too little, so that the remaining amount can remain invested.
image de profil
@opportunity_seeker_138 as the amounts of the annual direct debits are low, this works. I have this in tabular form on the screen